
220 108TH AVENUE UNIT 304, TREASURE ISLAND, FL, 33706
Active179 days on marketListed Feb 9, 2026MLS #TB8474500
About this home
220 108TH AVENUE UNIT 304
Discover La Bella Vita—an exclusive, gated waterfront enclave offering a level of luxury, space, and boating lifestyle rarely found along our Gulf Coast. Nestled along the bay and just one block from the sugar-white sands of Treasure Island Beach, this boutique community consists of only 16 residences, delivering the privacy and exclusivity discerning buyers expect. The secure building features a private lobby entrance and high-speed semi-private elevator, creating a true lock-and-leave coastal retreat. This rare end-residence offers the complete Florida coastal package: over 3,100 square feet of beautifully designed living space, 4 bedrooms, 3.5 baths, a private two-car garage with a 48-amp EV charging station, and a deep-water boat slip with quick access to the Gulf of Mexico. Thoughtfully designed for both entertaining and everyday living, the open, light-filled floor plan features soaring 10-foot ceilings, tray ceilings, crown molding, designer lighting, and expansive walls of glass framing spectacular water views. The gourmet kitchen is equally impressive, featuring granite countertops, custom wood cabinetry with pull-out shelving, glass tile backsplashes, and stainless steel appliances. The luxurious waterfront primary suite serves as a private sanctuary, complete with direct balcony access, panoramic water views, an oversized walk-in closet, and a spa-inspired bath featuring a garden Jacuzzi tub and oversized walk-in shower with dual shower heads and built-in seating. A second guest suite also enjoys private balcony access. As a coveted end unit, nearly every room captures sweeping bay vistas and abundant natural light. Expansive private balconies invite you to relax with morning coffee, entertain guests, or simply take in spectacular Florida sunsets. ****************************************************************************************************************************************************************************************************************************** Residents enjoy resort-style amenities including a heated waterfront pool and spa, paver sun deck, private dock, and deeded boat slip—perfect for boaters seeking immediate access to world-class fishing, island hopping, waterfront restaurants, and the Gulf's emerald waters. Perfectly situated between the Gulf beaches and vibrant Downtown St. Petersburg, La Bella Vita offers an unmatched coastal lifestyle. Spend your days boating, fishing, paddleboarding, or walking the beach, then enjoy an evening exploring acclaimed restaurants, museums, galleries, craft cocktail bars, and live entertainment just 15 minutes away. La Bella Vita presents a rare opportunity to enjoy exceptional waterfront living, greater space, private boating access, and remarkable coastal value—all in one of Florida's most desirable beach communities.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,150
Sqft
0.97 ac
Lot size
15
Garage
2005
Year built
One
Levels
$595
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,113 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,113/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$595 vs $522
Days on market
179 vs 96 typical
Where $595/sqft sits among the 166 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
89 of 166
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 318% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 220 108TH AVENUE UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,750,000
1037 79TH STREET S
4 bd · 2.5 ba · 3,093 sqft · $889/sqft · 286 DOM
Sold · Jul ’26$1,250,000
10206 4TH STREET E
3 bd · 2.5 ba · 3,298 sqft · $379/sqft · 201 DOM
Sold · Oct ’25$1,099,980
17 BELLEVUE DRIVE
3 bd · 2.5 ba · 3,321 sqft · $331/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 220 108TH AVENUE UNIT 304 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 220 108TH AVENUE UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
220 108TH AVENUE UNIT 304 FAQs
What would the monthly payment be for 220 108TH AVENUE UNIT 304?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,113/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 220 108TH AVENUE UNIT 304?+
The most recent tax bill on record (2024) was $13,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 220 108TH AVENUE UNIT 304?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $1,875,000, this home is listed about 164% above the Treasure Island median of $710,000. The market section on this page shows how the area is trending.
Which schools are assigned to 220 108TH AVENUE UNIT 304?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,875,000 runs 318% above the TREASURE ISLAND 33706 median — but at 3,150 sqft it's also nearly twice the size of the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,200,000, now $1,875,000 — a $325K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SANDCASTLE REALTY INC · Matthew Workman. MLS #TB8474500.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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