12274 1ST STREET W UNIT 8, TREASURE ISLAND, FL, 33706
Active183 days on marketListed Feb 12, 2026MLS #TB8474216
About this home
12274 1ST STREET W UNIT 8
FEEL YOUR TOES IN THE SAND, FROM YOUR BACK YARD PATIO TO THE GULF! YOUR 3 BEDROOM, 3 BATH, 1450 SQFT TOWNHOME WITH 1 CAR GARAGE WILL HAVE YOU ON THE BEACH IN SECONDS. Situated within easy walking distance of the dining, entertainment and shops of Johns Pass Village, this outstanding corner unit rests on a quiet side street a few short steps from the white powder soft sands of Treasure Island Beach and the turquoise waters of the Gulf. This residence offers tile floors, crown molding, a fireplace and three separate covered balconies. An open, airy living room features a fireplace and transitions to a 16ft-wide covered balcony that descends to the lower-level deck. Sizable kitchen boasts exquisite granite counters, splendid cabinetry, stainless steel appliances, loads of counter space, a large breakfast bar, a custom matching buffet/credenza and great lighting. Step up to the generous owner’s suite with private 16ft-wide covered balcony (with partial Gulf/beach views), 12ft-high vaulted ceilings, fine plantation shutter window treatments and two closet systems. The elegant owner’s bath boasts a wonderful jetted spa tub encased in designer tilework, attractive granite vanity, richly-tiled walk-in shower and much more. The second bedroom suite is similarly appealing with 2 wide closets and a terrific full bath. Upper level is a superb open work space/study area or 3rd bedroom and has exceptional built-in cabinetry storage. Garage offers ample storage and transitions to a 215sqft lower-level multi-purpose space that opens to a partially-covered private, enclosed courtyard with footbath and outdoor shower. Newer roof, newer garage door, newer AC, newer refrigerator, newer hot water heater, newer washer and dryer, and newer hurricane impact windows and sliding glass doors offer the peace-of-mind that you seek. This is a great beach value that will accommodate the needs of a family of five. Miles of beautiful unobstructed beach from Johns Pass to Blind Pass. Make beach living a part of your daily ritual in a place you will love to call home. Dimensions and measurements are estimates, buyer to verify.
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1,450
Sqft
0.44 ac
Lot size
1
Garage
1979
Year built
Three Or More
Levels
$551
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,284 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,284/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$551 vs $523
Days on market
183 vs 96 typical
Where $551/sqft sits among the 166 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
89 of 166
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 12274 1ST STREET W UNIT 8
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,200,000
12274 1ST STREET W UNIT 4 · same community
3 bd · 3 ba · 1,510 sqft · $795/sqft · 13 DOM
Sold · Sep ’25$365,000
11130 3RD STREET E
3 bd · 2 ba · 1,465 sqft · $249/sqft · 44 DOM
Sold · Jul ’26$485,000
10126 E 4TH STREET E
3 bd · 2 ba · 1,482 sqft · $327/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12274 1ST STREET W UNIT 8 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12274 1ST STREET W UNIT 8 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12274 1ST STREET W UNIT 8 FAQs
What would the monthly payment be for 12274 1ST STREET W UNIT 8?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,284/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12274 1ST STREET W UNIT 8?+
The most recent tax bill on record (2025) was $6,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12274 1ST STREET W UNIT 8?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $799,000, this home is listed about 18% above the Treasure Island median of $679,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12274 1ST STREET W UNIT 8?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$799,000 runs 78% above the TREASURE ISLAND 33706 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $850,000, now $799,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Dania Perry. MLS #TB8474216.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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