119 E SAINT JOHNS WAY, APOLLO BEACH, FL, 33572
Active158 days on marketListed Feb 11, 2026MLS #TB8474178
About this home
119 E SAINT JOHNS WAY
DRASTIC PRICE IMPROVEMENT! This homeowner has lowered the price to SELL. Bring the offers. Tragedy struck in December of 2025. Seller wants this home SOLD! Home shows very well. Make sure you take the time to click on the Virtual Tour and Welcome to Caribbean Isles Residential Cooperative. This home is a large 2-bedroom, 2 bath beautifully decorated FURNISHED home. As you enter it opens up to a large living room with built-in Electric Fireplace. That leads to the Dining Room with beautiful chandelier. The Primary Bedroom has a large Walk-in Closet with an Ensuite. The Architectural Shingle Roof, the HVAC Unit and the Duct Work under the home was just replaced in October of 2024. Laundry/Mud Room is just inside the rear entrance. The home is low maintenance, furnished and well-maintained. Caribbean Isles Residential Cooperative is a highly desired community to live in. It is a VERY Active 55+ community. From Shuffleboard and Bocce Ball to Corn Hole and Horseshoes. We welcome Golf Carts and several times a year we gather and decorate for Parades. The Clubhouse is used for Dances, Games, Dinners and more. In the Clubhouse we have a well-stocked Library and a large Craft Room. The Game Room has 3 Billiard Tables, 2 Poker Tables, a Bar Shuffleboard with 2 Dart Boards. Don't miss this opportunity.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,332
Sqft
0.15 ac
Lot size
1994
Year built
One
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,727 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,727/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.2%
$/sqft vs CARIBBEAN ISLES RESIDENTIAL CO
$131 vs $153
Days on market
158 vs 56 typical
Where $131/sqft sits among the 14 homes for sale in CARIBBEAN ISLES RESIDENTIAL CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
5 of 14
CARIBBEAN ISLES RESIDENTIAL CO have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 119 E SAINT JOHNS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$210,000
109 W SAINT LUCIA LOOP · same community
3 bd · 2 ba · 1,404 sqft · $150/sqft · 132 DOM
Sold · May ’26$170,000
328 S PORT ROYAL LANE · same community
2 bd · 2 ba · 1,248 sqft · $136/sqft · 86 DOM
Sold · Dec ’25$195,000
206 S PORT ROYAL LANE · same community
3 bd · 2 ba · 1,421 sqft · $137/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 119 E SAINT JOHNS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 119 E SAINT JOHNS WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
119 E SAINT JOHNS WAY FAQs
What would the monthly payment be for 119 E SAINT JOHNS WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,727/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 119 E SAINT JOHNS WAY?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 119 E SAINT JOHNS WAY?+
The most recent tax bill on record (2024) was $2,610. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 119 E SAINT JOHNS WAY?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $175,000, this home is listed about 64% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 119 E SAINT JOHNS WAY?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the APOLLO BEACH 33572 market on paper
$175,000 is 61% below the APOLLO BEACH 33572 median of $450,000, and at $131/sqft it sits under the Apollo Beach average of $266.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
158 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $219,000, now $175,000 — a $44K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WALLS REALTY & ASSOCIATES, LLC · Terry Brown. MLS #TB8474178.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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