6856 HOLCOMBE DOWN DRIVE, ZEPHYRHILLS, FL, 33541
Active169 days on marketListed Feb 5, 2026MLS #TB8473230
About this home
6856 HOLCOMBE DOWN DRIVE
This beautifully designed townhome features crisp kitchen cabinets, elegant quartz countertops, and ample storage. The open-concept kitchen overlooks the dining and living areas, making it ideal for both entertaining and everyday living. The first floor is finished with sleek tile flooring, while plush carpet lines the stairs, hallway, and bedrooms. The backyard includes a covered porch and may be fenced in with ARB approval. The second floor offers three bedrooms and two full bathrooms, including dual-sink vanities in the secondary bathroom. An oversized primary suite provides a relaxing retreat with generous space and comfort.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,594
Sqft
0.01 ac
Lot size
1
Garage
2026
Year built
Two
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,071 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,315/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9%
$/sqft vs Zephyrhills actives
$167 vs $170
Days on market
169 vs 44 typical
Where $167/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$310K → $350K
Zephyrhills median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
204 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 6856 HOLCOMBE DOWN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$569,000
8781 SW Kanner Oaks Drive, Stuart FL 34997 · same community
4 bd · 2 ba · 1,828 sqft · $311/sqft · 230 DOM
Sold · Dec ’25$529,000
8740 SW Kanner Oaks Drive, Stuart FL 34997 · same community
4 bd · 2 ba · 1,828 sqft · $289/sqft · 404 DOM
Sold · Aug ’25$590,000
8720 SW Kanner Oaks Drive, Stuart FL 34997 · same community
4 bd · 2 ba · 2,034 sqft · $290/sqft · 281 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6856 HOLCOMBE DOWN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6856 HOLCOMBE DOWN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6856 HOLCOMBE DOWN DRIVE FAQs
What would the monthly payment be for 6856 HOLCOMBE DOWN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,071/mo — principal and interest, estimated property taxes, the $231/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6856 HOLCOMBE DOWN DRIVE?+
The association fee works out to $231 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6856 HOLCOMBE DOWN DRIVE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6856 HOLCOMBE DOWN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $265,490, this home is listed about 14% below the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6856 HOLCOMBE DOWN DRIVE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33541 market on paper
$265,490 is 18% below the ZEPHYRHILLS 33541 median of $325,000, and at $167/sqft it sits under the Zephyrhills average of $177.
02Time on market is leverage
169 days on market against a Zephyrhills median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $314,720, now $265,490 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DRB GROUP REALTY, LLC · Lisa Clay. MLS #TB8473230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Zephyrhills homes, in your inbox
Like 6856 HOLCOMBE DOWN DRIVE but not quite? A daily digest of every new listing in Zephyrhills — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →