6321 GARLAND COURT, NEW PORT RICHEY, FL, 34652
Active195 days on marketListed Feb 5, 2026MLS #TB8472915
About this home
6321 GARLAND COURT
NEW PRICE • SELLER VERY MOTIVATED • One or more photo(s) has been virtually staged. Possibly the Best Open Gulf View in Gulf Harbors — Priced Below Comparable Waterfront Homes. Qualified buyers may be eligible for financing options with as little as 3.0% down. Consult your lender to determine available loan programs and qualifications. Positioned on one of the premier waterfront homesites in Gulf Harbors, this exceptional coastal residence offers what many consider to be one of the finest unobstructed Gulf views in the community. Combining luxury waterfront living with outstanding value, this elevated retreat presents a rare opportunity to own a move-in-ready Gulf-front lifestyle at a price that compares favorably to many waterfront homes with less impressive views. Situated approximately 14 feet above sea level, the home was thoughtfully designed to maximize both breathtaking panoramic water views and peace of mind. Whether enjoying your morning coffee or watching spectacular Gulf sunsets each evening, nearly every outdoor living space showcases stunning waterfront vistas. Meticulously maintained and extensively updated, the home features a new roof (January 2025), new HVAC system (2022), hot water heater (2018), and a 10,000-pound electric boat lift (2018), making it an ideal property for boating enthusiasts. Durable Hardie board siding, beautifully renovated bathrooms, and multiple outdoor living areas enhance the home's coastal elegance. Covered balconies, screened porches, open-air decks, and waterfront gathering spaces provide exceptional opportunities for entertaining or simply relaxing while enjoying the scenery. The main living level features an expansive great room with soaring 17-foot vaulted ceilings, a wood-burning fireplace, and walls of windows that capture spectacular water views from nearly every angle. The spacious kitchen offers rich wood cabinetry, granite countertops, and seamless access to the breakfast area and waterfront balcony for effortless indoor-outdoor living. Three bedrooms provide direct access to outdoor decks, including two with private balconies. A versatile fourth bedroom or bonus room connects to a private third-floor balcony via a charming walkway, offering flexibility as a guest suite, home office, fitness room, or hobby space. Step outside to the expansive waterfront deck where dolphins, manatees, and unforgettable sunsets become part of everyday life. Residents enjoy the outstanding amenities of Gulf Harbors, including a private boat ramp, floating dock, clubhouse, tennis courts, pool, spa, and optional membership to the exclusive Gulf Harbors Private Beach Club. Conveniently located near waterfront restaurants, shopping, entertainment, and Gulf Coast attractions, this remarkable property offers a rare combination of open Gulf views, boating access, elevation, quality updates, and exceptional value. If you've been searching for a waterfront home that delivers panoramic views, an outstanding coastal lifestyle, and one of the best values in Gulf Harbors, this is an opportunity you won't want to miss.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,294
Sqft
0.16 ac
Lot size
2
Garage
1984
Year built
Three Or More
Levels
$348
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,335 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,335/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.3%
$/sqft vs GULF HARBORS SEA FOREST
$348 vs $246
Days on market
195 vs 53 typical
Where $348/sqft sits among the 8 homes for sale in GULF HARBORS SEA FOREST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34652 — neighborhood snapshot
Population
25,900
Median age
51.8
Median income
$52,396
Median home value
$198,400
Avg household
2.19
Households w/ children
1,991
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $273K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
7 of 8
GULF HARBORS SEA FOREST have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 280% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 6321 GARLAND COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$800,000
6126 SEASIDE DRIVE · same community
3 bd · 2.5 ba · 2,220 sqft · $360/sqft · 71 DOM
Sold · Mar ’26$1,290,000
6109 BAYSIDE DRIVE · same community
3 bd · 4 ba · 2,162 sqft · $597/sqft · 6 DOM
Sold · Aug ’26$682,500
6421 DRAKE COURT · same community
4 bd · 3.5 ba · 2,038 sqft · $335/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6321 GARLAND COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6321 GARLAND COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6321 GARLAND COURT FAQs
What would the monthly payment be for 6321 GARLAND COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,335/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6321 GARLAND COURT?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6321 GARLAND COURT?+
The most recent tax bill on record (2024) was $5,686. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6321 GARLAND COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $799,000, this home is listed about 180% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6321 GARLAND COURT?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$799,000 runs 280% above the NEW PORT RICHEY 34652 median — but at 2,294 sqft it's also 66% larger than the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
195 days on market against a New Port Richey median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $850,000, now $799,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Christopher Gabbard. MLS #TB8472915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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