2020 13TH STREET S, ST PETERSBURG, FL, 33705
Active188 days on marketListed Feb 6, 2026MLS #TB8472600
About this home
2020 13TH STREET S
BACK ON MARKET DUE TO BUYER CONTRACTUAL NON COMPLIANCE & INABILITY TO CLOSE. TURN KEY, RECENT CLEAN INSPECTIONS. ALL INSPECTION REPAIRS HAVE BEEN COMPLETED! SELLER IS WILLING TO CONSIDER ONLY CREDIBLE FAIR MARKET OFFERS (Cash or Finance with firm Pre-Approval Letter and/or Proof of Funds)! Great Income property or first time home! Brand New Roof 2024!!! This quaint 3-Bed, 1-Bath Single Family home sits on a large lot and has been fully renovated. Brand New A/C unit and tile flooring throughout the bedrooms, updated bathroom and windows. Other upgrades to the property include complete new HVAC system installed in April 2023, blown in insulation December 2025, new kitchen cabinets, bathroom tile/tub re-glazed, new interior doors installed recently & new commode. Seller has recently installed a new stainless steel kitchen faucet and new mini blinds throughout. Security fence and gate added to provide privacy in the backyard. Front and side 3’ privacy fencing and landscaping for curb appeal (Seller added a palm tree and shells after removal of old tree, brush and shrubs). All windows and front door replaced in 2023 for Hurricane grade protection and Homeowner's Insurance Discounts. The house has ceiling fans in all bedrooms and living room, with a new light fixture in the kitchen. Not far from downtown St Pete with the world famous St Pete Pier, shops, cafes, galleries, museums and fine dining! Add this turnkey home to your income portfolio! History of monthly rent Available on Request. GREAT VALUE PROPOSITION - THIS HOME IS READY AND WAITING FOR A NEW OWNER!!!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
931
Sqft
0.15 ac
Lot size
1950
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,824 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,824/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.9%
$/sqft vs St Petersburg actives
$241 vs $336
Days on market
188 vs 57 typical
Where $241/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cromwell Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Cromwell Heights — neighborhood snapshot
Population
619
Median age
48
Median home value
$185,400
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2020 13TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$347,328
1851 13TH STREET S · same community
4 bd · 2.5 ba · 1,900 sqft · $183/sqft · 120 DOM
Sold · Jun ’26$268,000
4101 4TH STREET S
2 bd · 1 ba · 954 sqft · $281/sqft · 128 DOM
Sold · Dec ’25$285,000
753 37TH AVENUE S
3 bd · 1 ba · 872 sqft · $327/sqft · 314 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2020 13TH STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2020 13TH STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2020 13TH STREET S FAQs
What would the monthly payment be for 2020 13TH STREET S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,824/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2020 13TH STREET S?+
The most recent tax bill on record (2025) was $2,957. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $224,000, this home is listed about 48% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2020 13TH STREET S?+
Campbell Park Elementary School (elementary), Gibbs High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33705 market on paper
$224,000 is 23% below the ST PETERSBURG 33705 median of $291,000, and at $241/sqft it sits under the St Petersburg average of $381.
02Time on market is leverage
188 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $249,000, now $224,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Mark Hartman. MLS #TB8472600.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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