12140 CAPRI CIRCLE S UNIT 709, TREASURE ISLAND, FL, 33706
Active168 days on marketListed Feb 16, 2026MLS #TB8472586
About this home
12140 CAPRI CIRCLE S UNIT 709
Virtually Staged. Welcome to your tropical sanctuary at the Isle of Capri in Treasure Island! This stunning end-unit waterfront townhome is filled with natural light from its abundance of windows and is beautifully framed by swaying palms and vibrant turquoise waters. Each level presents picturesque vistas where dolphins and manatees frequently visit, inviting you to unwind in paradise. Exquisitely updated, this home awaits your personal touch. The lower level features a two-car garage adorned with striking blue epoxy flooring, or it can serve as a versatile air-conditioned bonus room. Sliding doors open to a waterfront patio, perfect for hosting barbecue cookouts while you bask in your private, serene harbor view. The living room, highlighted by a marble-surround wood-burning fireplace, with Luxury Lifeproof Vinyl flowing gracefully onto a beautiful balcony where you can sip morning coffee overlooking the shimmering harbor. The modern kitchen showcasing granite countertops with a breakfast bar. 2026 appliances, rich wood cabinets, a movable island, a pantry closet encloses tankless water heater, On the third level, two radiant master suites boast polished wood floors, spacious and efficient California closets, vaulted ceilings, and luxurious granite-and-marble bathrooms. The waterfront master suite features a cedar wood vaulted ceiling, a new large jacuzzi tub, and a shower. Sliding doors lead to a private balcony with breathtaking water views. Dive into the community's private pool, chilled in summer and heated in winter. Cast a line from the sea wall or explore Roselli Park’s tennis and pickleball courts, playground, and beautifully maintained dog park. Just minutes from pristine Gulf beaches and a host of delightful restaurants, this pet-friendly haven welcomes your family to the vibrant lifestyle and adventures of island living—a true Florida paradise with plenty of visitor parking. Enjoy the peace of mind provided by hurricane shutters, first floor 2025 HVAC system, 2026 washer, dryer, dishwasher and electric range. The HOA includes flood insurance, FEMA prepaid coverage extending until 11/27/2027.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,450
Sqft
2.38 ac
Lot size
2
Garage
1985
Year built
Three Or More
Levels
$400
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,339 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,339/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.8%
$/sqft vs Treasure Island actives
$400 vs $522
Days on market
168 vs 96 typical
Where $400/sqft sits among the 172 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Capri Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Capri Isle — neighborhood snapshot
Population
1,978
Median age
60
Median income
$129,262
Median home value
$668,850
Avg household
2
Households w/ children
44%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $720K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
96 of 172
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 12140 CAPRI CIRCLE S UNIT 709
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$546,200
12320 CAPRI CIRCLE N UNIT 404 · same community
2 bd · 2.5 ba · 1,450 sqft · $377/sqft · 52 DOM
Sold · Dec ’25$500,000
12132 CAPRI CIRCLE S · same community
2 bd · 2.5 ba · 1,450 sqft · $345/sqft · 119 DOM
Sold · Dec ’25$660,000
12364 CAPRI CIRCLE N · same community
3 bd · 2.5 ba · 1,850 sqft · $357/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12140 CAPRI CIRCLE S UNIT 709 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12140 CAPRI CIRCLE S UNIT 709 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12140 CAPRI CIRCLE S UNIT 709 FAQs
What would the monthly payment be for 12140 CAPRI CIRCLE S UNIT 709?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,339/mo — principal and interest, the actual property-tax bill, the $1,225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12140 CAPRI CIRCLE S UNIT 709?+
The association fee works out to $1,225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12140 CAPRI CIRCLE S UNIT 709?+
The most recent tax bill on record (2024) was $7,286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12140 CAPRI CIRCLE S UNIT 709?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $580,000, this home is listed about 17% below the Treasure Island median of $699,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12140 CAPRI CIRCLE S UNIT 709?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$580,000 runs 29% above the TREASURE ISLAND 33706 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,225/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $600,000, now $580,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GLOBAL LIFESTYLE LLC · Victor Macias. MLS #TB8472586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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