18010 CLEAR LAKE DRIVE, LUTZ, FL, 33548
Active51 days on marketListed Jun 3, 2026MLS #TB8472249
About this home
18010 CLEAR LAKE DRIVE
Experience elevated lakefront living in this stunning pool home located within the gated community of The Manors of Crystal Lakes in Lutz. Perfectly positioned on a beautifully landscaped lot overlooking Strawberry Lake and zoned for A-rated Steinbrenner High School, this exceptional 5-bedroom, 4-bath residence blends timeless elegance, modern updates, breathtaking western sunset views, and an ideal layout for both everyday living and entertaining. Enjoy true Florida lakefront living with the ability to launch jet skis, kayaks, paddleboards, and more on a 40-acre ski lake. From the moment you arrive, the side-load 3-car garage enhances the home’s impressive colonial-style curb appeal. Enter through grand double front doors into a dramatic foyer featuring a sweeping staircase, soaring ceilings, luxury vinyl plank flooring throughout the downstairs living areas, and formal living and dining spaces accented with crown molding. The impressive two-story family room is filled with natural light from upper accent windows and showcases a striking white brick fireplace and French doors leading to the lanai, creating a seamless indoor-outdoor flow. Open to the family room is the beautifully renovated gourmet kitchen designed with both style and functionality in mind. Highlights include bright white cabinetry, white subway tile backsplash, updated designer lighting, a large center island with seating, extensive pantry storage, and a farmhouse sink perfectly positioned beneath a picture window overlooking the pool and lake. Premium appliances include a GE Profile gas range with pot filler, custom vent hood, GE double ovens, Samsung refrigerator, and GE microwave. The breakfast nook is surrounded by floor-to-ceiling bay windows and offers direct access to the outdoor living space. The first floor also features a private guest bedroom with a walk-in closet, tranquil pool and lake views, and convenient access to a full pool bath with walk-in shower. Upstairs, a spacious loft with built-in shelving overlooks the main living area below, creating the perfect flex space for a media room, office, or play area. Three secondary bedrooms all feature walk-in closets. Bedroom two showcases a stylish brick accent wall with beautiful pool and lake views, while bedroom four includes its own ensuite bath with an updated tile shower. New luxury vinyl plank flooring was installed in the upstairs loft and hallway in 2026, and the upstairs laundry room adds everyday convenience. Privately situated on the opposite side of the second floor, the luxurious primary suite is a true retreat featuring its own fireplace, French doors opening to a private balcony, breathtaking western-facing sunset and lake views, oversized his-and-her walk-in closets, and a beautifully remodeled spa-inspired bath complete with porcelain tile, separate quartz vanities, and a large glass-enclosed shower with multiple shower heads. Step outside to your private outdoor oasis featuring a covered lanai, sparkling pool and jetted spa, fenced backyard, and stunning western sunset views across the lake. Additional highlights include a water softener, resurfaced pool (2018), fresh exterior paint (2026), NEW ROOF (2025), and dual AC systems replaced in 2026 and 2021. Conveniently located near Downtown Tampa, I-275, Dale Mabry, premier shopping and dining, hospitals, and top-rated schools, this extraordinary lakefront residence offers the perfect blend of luxury, comfort, and Florida lifestyle living.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,999
Sqft
0.42 ac
Lot size
3
Garage
1987
Year built
Two
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,934 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,934/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs Lutz actives
$294 vs $243
Days on market
51 vs 35 typical
Where $294/sqft sits among the 263 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Crystal Lakes — neighborhood snapshot
Population
2,109
Median age
42
Median income
$142,505
Median home value
$550,793
Avg household
3
Households w/ children
253
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
147 of 263
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the LUTZ 33548 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 18010 CLEAR LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,610,000
1207 MERRY WATER DRIVE
4 bd · 3.5 ba · 4,101 sqft · $393/sqft · 62 DOM
Sold · Dec ’25$1,325,000
1403 MERRY WATER DRIVE
5 bd · 3.5 ba · 3,658 sqft · $362/sqft · 16 DOM
Sold · Dec ’25$990,000
707 WARREN ROAD
5 bd · 3.5 ba · 3,615 sqft · $274/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18010 CLEAR LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18010 CLEAR LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18010 CLEAR LAKE DRIVE FAQs
What would the monthly payment be for 18010 CLEAR LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,934/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18010 CLEAR LAKE DRIVE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18010 CLEAR LAKE DRIVE?+
The most recent tax bill on record (2025) was $9,937. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18010 CLEAR LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $1,175,000, this home is listed about 140% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 18010 CLEAR LAKE DRIVE?+
Lutz K-8 School (elementary), Buchanan Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,175,000 runs 67% above the LUTZ 33548 median — but at 3,999 sqft it's also nearly twice the size of the typical Lutz listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lutz K-8 School, Buchanan Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,250,000, now $1,175,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jason Pithers. MLS #TB8472249.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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