David Ramirez
$2,550,0004 bd2.5 ba2,659 sqft$959 /sqft$17,110 /mo all-in ↓

7966 1ST AVENUE S, ST PETERSBURG, FL, 33707

Active194 days on marketListed Jan 31, 2026MLS #TB8471037

WaterfrontPrivate poolSingle Family ResidenceSOUTH CSWY ISLE 2ND ADD

About this home

7966 1ST AVENUE S

Superior construction, exceptional craftsmanship, and thoughtful design define this 2020 built custom waterfront residence. Located in the coveted Causeway Isles neighborhood, the home was built to exceed standards with solid concrete block construction, hurricane-rated impact windows and doors, metal roof, and Icynene spray-foam insulation—offering durability, efficiency, and long-term peace of mind. As a fully integrated smart home, Alexa-enabled controls enhance comfort, convenience, and energy performance throughout. The entry begins with oversized 16-foot doors, opening to a light-filled foyer anchored by a striking floating staircase. The main living level unfolds upstairs into an expansive open-concept layout with 22-foot vaulted ceilings, wide-plank oak flooring, and sweeping water views. The kitchen is a coastal statement with two-tone cabinetry, quartz surfaces, premium stainless appliances, and an oversized island centered around a farmhouse sink. The primary suite offers a serene escape, complete with water views, 10 foot ceilings, electric blackout blinds, and an enormous walk-in closet. The spa-style bath rivals a five-star resort, featuring dual quartz vanities, a large glass-enclosed shower, and a deep soaking tub. A thoughtfully designed split-bedroom layout ensures privacy and comfort for guests. The exterior is finished with stunning Tabby Shell stucco, slip-resistant pavers, a resort-style pool, covered outdoor kitchen, and ample space for entertaining. Enjoy unforgettable Treasure Island sunsets from the upper-level balcony. Boaters will appreciate the exceptional dock setup, with a 16,000-lb lift, deep protected water, Trex decking, and quick access to Boca Ciega Bay and the Gulf of Mexico. The six-car garage has tons of space for storage and work areas.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,659

Sqft

0.17 ac

Lot size

6

Garage

2021

Year built

Two

Levels

$959

Per sqft

Private poolWaterfront

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Smart Home · Vaulted Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorBalcony · Outdoor Grill · Sliding Doors

Community & fees

Taxes (2024)$26,813/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$17,110 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,760
PMI (est., until 20% equity)$956
Property tax — 2024 actual bill$2,234
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $255,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $255,000
Interest rate6.00%
Loan term

Estimated payment

$17,110/mo

Principal & interest$13,760
PMI (est., until 20% equity)$956
Property taxes (actual bill)$2,234
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.5M
$1.1MedgeAI estimate $1,323,717 · range $1.2M$1.6M$2.7M

vs edgeAI estimate

+92.6%

$/sqft vs St Petersburg actives

$959 vs $336

Days on market

194 vs 57 typical

Where $959/sqft sits among the 400 St Petersburg actives

136
137
59
29
10
29 · this home
$134–272$272–409$409–547$547–684$684–822$822+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 7966 1ST AVENUE S

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33707 — neighborhood snapshot

Population

24,456

Median age

59.8

Median income

$68,560

Median home value

$344,600

Avg household

1.88

Households w/ children

1,331

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
HighBoca Ciega High School★★★★★
MiddleAzalea Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

227 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 736% above the ST PETERSBURG 33707 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jan 31, 2026Listed at $2,550,000 · 194 days on market since
2021Built · SOUTH CSWY ISLE 2ND ADD

Reality check

What actually sold near 7966 1ST AVENUE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7991 1ST AVENUE SSold · May ’26

$1,375,000

7991 1ST AVENUE S · same community

4 bd · 2 ba · 2,358 sqft · $583/sqft · 27 DOM

7833 1ST AVENUE SSold · Jul ’26

$1,150,000

7833 1ST AVENUE S · same community

3 bd · 3 ba · 2,212 sqft · $520/sqft · 105 DOM

7811 1ST AVENUE SSold · Apr ’26

$1,125,000

7811 1ST AVENUE S · same community

3 bd · 3 ba · 2,090 sqft · $538/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7966 1ST AVENUE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7966 1ST AVENUE S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

7966 1ST AVENUE S FAQs

What would the monthly payment be for 7966 1ST AVENUE S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,110/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7966 1ST AVENUE S?+

The most recent tax bill on record (2024) was $26,813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $2,550,000, this home is listed about 493% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7966 1ST AVENUE S?+

Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,550,000 runs 736% above the ST PETERSBURG 33707 median — but at 2,659 sqft it's also nearly twice the size of the typical St Petersburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

194 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

Listing courtesy of SPIEGEL LUXURY GROUP · Madelyn Spiegel. MLS #TB8471037.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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