
18610 GULF BOULEVARD UNIT 709, INDIAN SHORES, FL, 33785
Active190 days on marketListed Jan 30, 2026MLS #TB8470820
About this home
18610 GULF BOULEVARD UNIT 709
Major Price Reduction brings Opportunity * Checks all the boxes with Amazing Water Views * Short Term Rentals Allowed * GULF FRONT Building * LOW Condo Fees * NO Assessments * RESORT STYLE Amenities * Fully FURNISHED & TURNKEY * 7 DAY Minimum Rentals * PET FRIENDLY (for owners) * Beach Side POOL, PATIO & GRILLS * VERY RARE Gulf Front Condo with COMMUNITY OWNED BOAT SLIPS & FISHING PIER on the Intracoastal side. This Oversized 1 Bedroom Condo boasting 875SF of Incredible Living Space has Room to Roam, Loads of Storage, Beautiful Water Views, a Wide-Open Floorplan and comfortably Sleeps Four. Enjoy Sunrise on the Balcony with Panoramic Views of the Intracoastal and Step onto the Beach for the Serenity of the Sunset. Fully Updated with Tile Floors throughout, open Living & Dining Areas and well-appointed Kitchen with Large Island & Breakfast Bar. The Spacious Bedroom has Two Full Beds (plus Two Extra Pull-Out Beds), Huge Closet plus Bonus Closets in Hallway, on Balcony & a separate Owners Closet. Updated Full Bath with Tub/Shower & Storage. New Impact Windows & Slider in 2023 & New AC in 2024. This location is PRIME nestled along the "narrows" in Indian Shores! You can STAY & PLAY at home or FIND ADVENTURE waiting right outside your door! Just Steps from the Elevator, your Toes are in the Sand & Sparkling Gulf Waters. Hang out in the Pool or Lounge on the Patio then head out and enjoy Boating, Kayak, Paddleboard Jet-Skiing and more along the Gulf or Intracoastal. Easy Boat Ride to Johns Pass and then full speed ahead in the Gulf! Steps from your door are the Community Boat Slips and the Public Boat Launch, Tennis Courts & local Parks. Walk, Bike or Ride to Cool Shops & Hot Spots up & down the Island or just minutes across the bridge to EXPLORE the Mainland. Close to Shopping, Dining, Entertainment, Theater, Museums & so much more! Nearby Hospitals, Airports and an EZ Commute to Tampa. Daytrip to Orlando Theme Parks or Head South to Sarasota and Beyond! Make this your Primary or Second Home, Profitable Investment & Perfect for a 1031 Exchange! This is a Highly Desirable Location with Rarely Available Amenities! There is an On-Site Rental Office if you choose to use them! Pet Friendly & Seller will consider Owner Financing. Schedule your Private Tour Today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
875
Sqft
1974
Year built
One
Levels
$474
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,440 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,440/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.3%
$/sqft vs Indian Shores actives
$474 vs $568
Days on market
190 vs 90 typical
Where $474/sqft sits among the 87 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
41 of 87
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 18610 GULF BOULEVARD UNIT 709
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$690,000
18610 GULF BOULEVARD UNIT 203 · same community
2 bd · 2 ba · 1,075 sqft · $642/sqft · 157 DOM
Sold · Jul ’26$725,000
18610 GULF BOULEVARD UNIT 106 · same community
2 bd · 2 ba · 1,090 sqft · $665/sqft · 7 DOM
Sold · Oct ’25$740,000
18610 GULF BOULEVARD UNIT 607 · same community
2 bd · 2 ba · 1,090 sqft · $679/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18610 GULF BOULEVARD UNIT 709 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18610 GULF BOULEVARD UNIT 709 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18610 GULF BOULEVARD UNIT 709 FAQs
What would the monthly payment be for 18610 GULF BOULEVARD UNIT 709?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,440/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18610 GULF BOULEVARD UNIT 709?+
The most recent tax bill on record (2024) was $7,835. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18610 GULF BOULEVARD UNIT 709?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $415,000, this home is listed about 38% below the Indian Shores median of $664,500. The market section on this page shows how the area is trending.
Which schools are assigned to 18610 GULF BOULEVARD UNIT 709?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the INDIAN SHORES 33785 market on paper
$415,000 is 43% below the INDIAN SHORES 33785 median of $725,000, and at $474/sqft it sits under the Indian Shores average of $683.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
190 days on market against a Indian Shores median of 90 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $525,000, now $415,000 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Sheri Allen. MLS #TB8470820.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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