3565 CLAY BRICK ROAD, HARMONY, FL, 34773
Active171 days on marketListed Jan 30, 2026MLS #TB8470753
About this home
3565 CLAY BRICK ROAD
Welcome to this beautifully renovated 3-bedroom, 2.5-bath condominium located in the peaceful and highly sought-after Harmony community. Updated in 2023 and meticulously maintained, this home offers modern finishes, comfortable living spaces, and a tranquil, nature-rich setting. The kitchen is thoughtfully designed with stainless steel appliances and granite countertops, providing both style and functionality for everyday living and entertaining. The open-concept layout flows seamlessly into the living and dining areas, creating a warm and inviting atmosphere. Upstairs, the generously sized bedrooms offer privacy and comfort, with the primary suite featuring an en-suite bath. The additional half bath adds convenience for guests. Surrounded by scenic lakes, conservation areas, and miles of walking and biking trails, Harmony delivers a lifestyle centered on outdoor living and community connection. Residents enjoy access to parks, pools, and a golf preserve, all while remaining within easy reach of Lake Nona, St. Cloud, and major roadways. This move-in-ready condominium is an excellent opportunity for those seeking a well-updated home in a serene Central Florida setting—where modern living meets natural beauty.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,855
Sqft
0.08 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,452 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,452/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.6%
$/sqft vs Harmony actives
$162 vs $200
Days on market
171 vs 69 typical
Where $162/sqft sits among the 51 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Get to know Harmony. See the full Harmony guide →
Harmony — neighborhood snapshot
Population
3,988
Median age
37
Median income
$78,260
Median home value
$354,100
Avg household
3
Households w/ children
524
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
22 of 51
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 3565 CLAY BRICK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$271,000
7123 RED LANTERN DRIVE · same community
3 bd · 2.5 ba · 1,855 sqft · $146/sqft · 15 DOM
Sold · Jan ’26$265,000
7130 RED LANTERN DRIVE · same community
3 bd · 2.5 ba · 1,855 sqft · $143/sqft · 18 DOM
Sold · Jan ’26$254,000
7127 RED LANTERN DRIVE UNIT 7127 · same community
3 bd · 2.5 ba · 1,668 sqft · $152/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3565 CLAY BRICK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3565 CLAY BRICK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3565 CLAY BRICK ROAD FAQs
What would the monthly payment be for 3565 CLAY BRICK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,452/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3565 CLAY BRICK ROAD?+
The most recent tax bill on record (2025) was $4,730. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3565 CLAY BRICK ROAD?+
The listing reports pets: Breed Restrictions, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $299,900, this home is listed about 24% below the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3565 CLAY BRICK ROAD?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the HARMONY 34773 market on paper
$299,900 is 5% below the HARMONY 34773 median of $315,000, and at $162/sqft it sits under the Harmony average of $203.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
171 days on market against a Harmony median of 69 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $316,000, now $299,900 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Zachary Boyle. MLS #TB8470753.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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