David Ramirez
$449,990$515,9543 bd2 ba1,534 sqft$293 /sqft$3,859 /mo all-in ↓

35517 STABLETON LANE, ZEPHYRHILLS, FL, 33541

Active185 days on marketListed Jan 30, 2026MLS #TB8470673

Reduced $66KNew constructionVillaTWO RIVERS

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Sun, Aug 30

12:00 PM – 5:30 PM

About this home

35517 STABLETON LANE

Bridgeport III - Discover the perfect balance of style, comfort, and convenience in this beautifully designed Bridgeport Quick Move-In home, Ready Now! Experience refined, low-maintenance luxury in the Bridgeport III Villa. Thoughtfully designed with elevated finishes, the home features an elevated kitchen with quartz countertops, designer details, and seamless luxury flooring throughout the main living areas - ideal for a lock-and-leave lifestyle. This floor plan offers 3 bedrooms, 2 baths, and a 2-car garage. Open-concept living spaces are perfect for entertaining, while the owner’s suite provides a private, elegant retreat. Located in Two Rivers, residents enjoy waterfront surroundings, scenic trails, and resort-style amenities just minutes from Wesley Chapel and convenient to Tampa. Ownership includes exclusive access to The Landing social club with upscale dining, bars, and resort-style pools. Images shown are illustrative only and may differ from actual home. Completion date subject to change.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,534

Sqft

0.12 ac

Lot size

2

Garage

2026

Year built

One

Levels

$293

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Disposal · Microwave · Range
InteriorHigh Ceilings · In Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesSouth
ExteriorSliding Doors

Community & fees

HOA fee$385/mo
Taxes (2025)$5,588/yr
PetsYes
CommunitySidewalks

Utilities & systems

UtilitiesNatural Gas Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,859 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$466
HOA fee — from the listing$385
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,859/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$466
HOA / condo fee$385
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$313KedgeAI estimate $342,236 · range $326K$383K$468K

vs edgeAI estimate

+31.5%

$/sqft vs TWO RIVERS

$293 vs $192

Days on market

185 vs 44 typical

Where $293/sqft sits among the 95 homes for sale in TWO RIVERS

38
19
26
9
2
1 · this home
$157–180$180–203$203–225$225–248$248–271$271+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Zephyrhills

Map of 35517 STABLETON LANE

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

ZEPHYRHILLS 33541 — neighborhood snapshot

Population

23,913

Median age

57.8

Median income

$55,556

Median home value

$111,300

Avg household

2.21

Households w/ children

1,812

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$310K$350K

Zephyrhills median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

61 of 95

TWO RIVERS have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,990 $66K
Jan 30, 2026Listed at $515,954 · 185 days on market since
2026Built · TWO RIVERS

Reality check

What actually sold near 35517 STABLETON LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1771 BREKEY WAYSold · Dec ’25

$322,000

1771 BREKEY WAY · same community

3 bd · 2 ba · 1,513 sqft · $213/sqft · 30 DOM

36201 SUNFLOWER HILL DRIVESold · Nov ’25

$339,345

36201 SUNFLOWER HILL DRIVE · same community

3 bd · 2 ba · 1,560 sqft · $218/sqft · 120 DOM

35911 SUNFLOWER HILL DRIVESold · Dec ’25

$359,990

35911 SUNFLOWER HILL DRIVE · same community

3 bd · 2 ba · 1,560 sqft · $231/sqft · 111 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 35517 STABLETON LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 35517 STABLETON LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

35517 STABLETON LANE FAQs

What would the monthly payment be for 35517 STABLETON LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,859/mo — principal and interest, the actual property-tax bill, the $385/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 35517 STABLETON LANE?+

The association fee works out to $385 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 35517 STABLETON LANE?+

The most recent tax bill on record (2025) was $5,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 35517 STABLETON LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $449,990, this home is listed about 46% above the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.

Which schools are assigned to 35517 STABLETON LANE?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,990 runs 38% above the ZEPHYRHILLS 33541 median.

02Time on market is leverage

185 days on market against a Zephyrhills median of 44 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $515,954, now $449,990 — a $66K cut. The full history is in the market section below.

Listing courtesy of HOMES BY WESTBAY REALTY · Scott Teal. MLS #TB8470673.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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35517 STABLETON LANE, ZEPHYRHILLS, FL — 3 Bed, 2 Bath — $449,990 | CENTURY 21 Edge