301 87TH AVENUE UNIT 204, ST PETE BEACH, FL, 33706
Active179 days on marketListed Feb 5, 2026MLS #TB8469584
About this home
301 87TH AVENUE UNIT 204
Virtually Staged. Welcome home to your modern coastal condominium in St. Pete Beach. This (2) bedroom, (2) bathroom condo has all the modern upgrades you desire. The kitchen is open to the dining area with a breakfast bar and features new stainless steel appliances, quartz countertops, and a mix of light wood lower cabinets with a pleasing contrast of white upper cabinets and rose-gold hardware throughout. The living room is spacious and includes an electric fireplace for those chilly nights or whenever you want added ambiance. The primary bedroom is very spacious and features an en-suite bathroom with a double vanity and a walk-in shower with coastal tile. Did we mention the huge walk-in closet? The guest bathroom is located on the opposite end of the condo, is generously sized, and includes a long closet. It also features a coastal-tiled shower and a large vanity. The balcony patio can be accessed through large sliding glass doors as well as a door from the primary bedroom. Located next to the elevator is a storage closet large enough to hold several bicycles and your beach gear. Contact us today for leasing details and tours!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,050
Sqft
0.81 ac
Lot size
1977
Year built
One
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,487 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,487/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs St Pete Beach actives
$305 vs $510
Days on market
179 vs 85 typical
Where $305/sqft sits among the 178 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blind Pass
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Blind Pass — neighborhood snapshot
Population
1,773
Median age
61
Median income
$100,398
Median home value
$506,650
Avg household
2
Households w/ children
36%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
86 of 178
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 301 87TH AVENUE UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$430,000
7000 BEACH PLAZA UNIT 706
1 bd · 1 ba · 1,004 sqft · $428/sqft · 237 DOM
Sold · Dec ’25$307,500
400 64TH AVENUE UNIT 704
1 bd · 1 ba · 1,003 sqft · $307/sqft · 24 DOM
Sold · May ’26$265,000
420 64TH AVENUE UNIT 307
2 bd · 2 ba · 1,131 sqft · $234/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 301 87TH AVENUE UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 301 87TH AVENUE UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
301 87TH AVENUE UNIT 204 FAQs
What would the monthly payment be for 301 87TH AVENUE UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,487/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 301 87TH AVENUE UNIT 204?+
The most recent tax bill on record (2025) was $3,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 301 87TH AVENUE UNIT 204?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $320,000, this home is listed about 49% below the St Pete Beach median of $625,000. The market section on this page shows how the area is trending.
Which schools are assigned to 301 87TH AVENUE UNIT 204?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETE BEACH 33706 market on paper
$320,000 is 29% below the ST PETE BEACH 33706 median of $450,000, and at $305/sqft it sits under the St Pete Beach average of $590.
02Time on market is leverage
179 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $350,000, now $320,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of A BETTER LIFE REALTY · Morgan Ellis. MLS #TB8469584.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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