449 S 12TH STREET UNIT 1205, TAMPA, FL, 33602
Active154 days on marketListed Mar 6, 2026MLS #TB8469067
About this home
449 S 12TH STREET UNIT 1205
OWN THIS LUXURY SPLIT-SUITE CONDO IN THE HEART OF WATER STREET TAMPA—LESS THAN 5-MIN WALK FROM USF MEDICAL SCHOOL, BENCHMARK ARENA, AND VIBRANT ENTERTAINMENT! Positioned ideally on the 12th floor, this residence offers an elevated view without the detachment of extreme heights-- the perfect balance between serene vistas and feeling connected to the city’s energy. This sophisticated residence offers two expansive primary suites—each with walk-in closets, dual-vanity, garden tubs, walk-in showers and direct balcony access. The open living area flows seamlessly outdoors, while a powder room ensures guest comfort, and resident privacy. The fifth-floor amenity deck features two grand pools, waterfall, bridge, hot tubs, grilling stations, and an entertainment lounge. A new fitness center is on the way. This is downtown Tampa living at its finest. This unit has 2 Parking Spaces very conveniently located on the 4th Floor.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,571
Sqft
2
Garage
2007
Year built
One
Levels
$442
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,043 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,043/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24%
$/sqft vs TOWERS OF CHANNELSIDE CONDOMIN
$442 vs $624
Days on market
154 vs 40 typical
Where $442/sqft sits among the 9 homes for sale in TOWERS OF CHANNELSIDE CONDOMIN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 9
TOWERS OF CHANNELSIDE CONDOMIN have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 449 S 12TH STREET UNIT 1205
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$865,000
449 S 12TH STREET UNIT 2405 · same community
2 bd · 2.5 ba · 1,571 sqft · $551/sqft · 1009 DOM
Sold · Feb ’26$562,175
449 S 12TH STREET UNIT 1105 · same community
2 bd · 2.5 ba · 1,571 sqft · $358/sqft · 127 DOM
Sold · Dec ’25$1,050,000
449 S 12TH STREET UNIT 504 · same community
3 bd · 3 ba · 1,733 sqft · $606/sqft · 202 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 449 S 12TH STREET UNIT 1205 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 449 S 12TH STREET UNIT 1205 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
449 S 12TH STREET UNIT 1205 FAQs
What would the monthly payment be for 449 S 12TH STREET UNIT 1205?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,043/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 449 S 12TH STREET UNIT 1205?+
The most recent tax bill on record (2025) was $10,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 449 S 12TH STREET UNIT 1205?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $695,000, this home is listed about 54% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 449 S 12TH STREET UNIT 1205?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$695,000 runs 16% above the TAMPA 33602 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
154 days on market against a Tampa median of 40 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $749,000, now $695,000 — a $54K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · J. David Vann. MLS #TB8469067.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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