401 150TH AVENUE UNIT 245, MADEIRA BEACH, FL, 33708
Active181 days on marketListed Jan 29, 2026MLS #TB8469005
About this home
401 150TH AVENUE UNIT 245
PRICE IMPROVEMENT !!! RARE DEEDED BOAT SLIP WITH 10,000LB BOAT LIFT This condominium offers approximately 1,270 square feet of well-designed living space. It features two bedrooms and two bathrooms, providing ample room for comfortable living. The unit boasts a spacious layout, natural light, and a large deck with outdoor seating, offering a serene and inviting atmosphere. The scenic views from the deck and the spacious balcony overlooking the pool and coastal scenery create a tranquil ambiance. The well-maintained grounds and tropical landscaping surrounding the property contribute to the overall vibrant and pleasant neighborhood. Residents can enjoy the spacious outdoor courts and the inviting pool, perfect for recreation and relaxation. The unit was completely updated in 2019. The large eat in kitchen has new cabinets, stainless appliances , granite countertops and stackable washer and dryer The primary bedroom provides a comfortable and private retreat, offering a spacious and serene space , ensuite features newly tiled shower.The additional bedroom allows for flexibility, whether used as a guest room or a home office. New water heater in 2019, new HVAC in July 2022, new windows March of 2025. All interior doors are new. New recessed lighting and ceiling fans.New carpet in the bedrooms and laminate in living areas. Bathrooms are tiled. There are 2 parking spaces, one under the building and one in the carport. The waterfront location provides the opportunity to experience the beauty and lifestyle of the coastal scenery. The unit is being sold fully furnished...Turn key
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,270
Sqft
3 ac
Lot size
1
Garage
1983
Year built
One
Levels
$425
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,974 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,974/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.8%
$/sqft vs Madeira Beach actives
$425 vs $613
Days on market
181 vs 88 typical
Where $425/sqft sits among the 121 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $585K
Madeira Beach median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
58 of 121
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 150TH AVENUE UNIT 245
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$522,500
319 BOCA CIEGA DR
2 bd · 2 ba · 1,264 sqft · $413/sqft · 185 DOM
Sold · Apr ’26$1,150,000
13511 GULF BOULEVARD
3 bd · 2 ba · 1,320 sqft · $871/sqft · 4 DOM
Sold · Apr ’26$825,000
12935 GULF LANE UNIT 304
2 bd · 2 ba · 1,205 sqft · $685/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 401 150TH AVENUE UNIT 245 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 150TH AVENUE UNIT 245 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
401 150TH AVENUE UNIT 245 FAQs
What would the monthly payment be for 401 150TH AVENUE UNIT 245?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,974/mo — principal and interest, the actual property-tax bill, the $768/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 401 150TH AVENUE UNIT 245?+
The association fee works out to $768 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 401 150TH AVENUE UNIT 245?+
The most recent tax bill on record (2025) was $7,539. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 401 150TH AVENUE UNIT 245?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $539,999, this home is listed about 32% below the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 401 150TH AVENUE UNIT 245?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$539,999 runs 14% above the MADEIRA BEACH 33708 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $768/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
181 days on market against a Madeira Beach median of 88 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Nancy Tangredi. MLS #TB8469005.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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