David Ramirez
$1,150,0004 bd4 ba3,772 sqft$305 /sqft$7,956 /mo all-in ↓

5303 OSPREY RIDGE DRIVE, LITHIA, FL, 33547

Active107 days on marketListed Apr 9, 2026MLS #TB8468963

Private poolSingle Family ResidenceFISHHAWK RANCH PRESERVE

About this home

5303 OSPREY RIDGE DRIVE

** Seller is offering up to $10,000.00 interest rate buy down assistance with acceptable offer. $235K is assumable at 2.25% as long as buyer meets VA requirements.** Welcome to this exceptional Cardel Wilshire II home located within the gated FishHawk Preserve community in Lithia—where generous space, thoughtful upgrades, and everyday functionality come together beautifully. Situated on a .30-acre homesite, this 4-bedroom, 4-bathroom pool home offers over 3,600 square feet of well-designed living space, complemented by a 4-car split garage (two front-facing and two side-facing), a pavered driveway and walkway leading to the entry. Step inside to find porcelain tile throughout the entire first floor, enhancing both style and durability. Just off the entryway, a formal dining room provides a dedicated space for gatherings, while a study/den behind glass French doors sits opposite—ideal for a home office or flex space. At the heart of the home, the kitchen is designed for both everyday living and entertaining, showcasing a large island, stone countertops, custom backsplash, gas cooktop, built-in oven and microwave, dishwasher, and refrigerator. A butler’s pantry with additional cabinetry and a large storage closet with deep shelving offers exceptional storage. The kitchen flows seamlessly into the dinette, which overlooks the outdoor living space, and into the living room featuring triple sliding glass doors that open fully to the lanai. Outdoor living is elevated with a screened saltwater plunge pool and lanai, finished with Shell-Lock pavers, ceiling fans, and two access doors to the backyard. The space is designed for entertaining with perimeter party lighting, a gas-plumbed firepit, and a convenient pool bath (Bath 3) with direct outdoor access. Thoughtful touches include a radio-controlled dog door, and all pool equipment—including the cleaner and hoses—will convey. The split bedroom floor plan ensures privacy and flexibility. The primary suite is tucked away on one side of the home and features dual walk-in closets and an en-suite bath with a dual sink vanity, garden tub, and separate shower. Bedrooms 2 and 3 are located on the opposite side of the home, each with walk-in closets and separated by a built-in workstation/desk area. Upstairs, a large bonus room, fourth bedroom, and full bathroom create a versatile space ideal for guests, multi-generational living, or a private retreat. This home also offers modern efficiency and convenience, featuring solar panels for significant energy savings, two LG backup batteries to power essential systems during outages, and a surround sound system with speakers installed in the patio, garage, bonus room, study/den, living room, kitchen, and dining room, with components included. The laundry room includes cabinetry, washer, and dryer, while the garage provides three ceiling-mounted storage racks. Wide slat blinds are installed throughout, and gutters with downspouts lead to underground drainage conduits for added peace of mind. Located within Fishhawk Preserve and part of the highly sought-after Fishhawk Ranch Community, residents enjoy access to top-rated schools, parks, trails, and a variety of amenities, all while being conveniently close to shopping, dining, and major commuter routes. This home offers the perfect blend of comfort, efficiency, and elevated indoor-outdoor living—ready to welcome its next owner.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,772

Sqft

0.3 ac

Lot size

4

Garage

2017

Year built

Two

Levels

$305

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorCeiling Fan(s) · Central Vacuum · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco · Wood Frame
FoundationSlab
FacesNortheast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Split Garage
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$166/mo
Taxes (2025)$11,921/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Solar · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,956 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$993
HOA fee — from the listing$166
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate6.00%
Loan term

Estimated payment

$7,956/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$993
HOA / condo fee$166
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$955KedgeAI estimate $1,111,431 · range $995K$1.3M$1.4M

vs edgeAI estimate

+3.5%

$/sqft vs Lithia actives

$305 vs $217

Days on market

107 vs 30 typical

Where $305/sqft sits among the 133 Lithia actives

42
40
18
10
11 · this home
12
$170–201$201–233$233–265$265–297$297–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fish Hawk

Map of 5303 OSPREY RIDGE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lithia. See the full Lithia guide →

Fish Hawk — neighborhood snapshot

Population

25,854

Median age

36

Median income

$130,345

Median home value

$479,914

Avg household

3

Households w/ children

4,427

For the school run

Hillsborough County School District

ElementaryFishhawk Creek Elementary School★★★★★
MiddleRandall Middle School★★★★★
HighNewsome High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lithia market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$580K$588K

Lithia median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

81 of 133

Lithia actives have cut their price

Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 130% above the LITHIA 33547 median. See the full Lithia market guide →

Paper trail

This home's history

Apr 9, 2026Listed at $1,150,000 · 107 days on market since
2017Built · FISHHAWK RANCH PRESERVE

Reality check

What actually sold near 5303 OSPREY RIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5210 ALAFIA FALLS DRIVESold · Jun ’26

$925,000

5210 ALAFIA FALLS DRIVE · same community

4 bd · 3 ba · 2,815 sqft · $329/sqft · 12 DOM

15220 FISHHAWK PRESERVE DRIVESold · Jun ’26

$1,475,000

15220 FISHHAWK PRESERVE DRIVE · same community

5 bd · 4.5 ba · 4,807 sqft · $307/sqft · 83 DOM

14210 QUINTESSA LANESold · Apr ’26

$849,000

14210 QUINTESSA LANE

5 bd · 4 ba · 3,590 sqft · $236/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5303 OSPREY RIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5303 OSPREY RIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5303 OSPREY RIDGE DRIVE FAQs

What would the monthly payment be for 5303 OSPREY RIDGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,956/mo — principal and interest, the actual property-tax bill, the $166/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5303 OSPREY RIDGE DRIVE?+

The association fee works out to $166 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5303 OSPREY RIDGE DRIVE?+

The most recent tax bill on record (2025) was $11,921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5303 OSPREY RIDGE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lithia?+

At $1,150,000, this home is listed about 102% above the Lithia median of $569,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5303 OSPREY RIDGE DRIVE?+

Fishhawk Creek Elementary School (elementary), Randall Middle School (middle), Newsome High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,150,000 runs 130% above the LITHIA 33547 median — but at 3,772 sqft it's also 42% larger than the typical Lithia listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

107 days on market against a Lithia median of 30 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Fishhawk Creek Elementary School, Randall Middle School, Newsome High School, Patricia Sullivan Metropolitan Ministries Partnership School — Fishhawk Creek Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of EATON REALTY · Ann Johnston. MLS #TB8468963.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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