106 N SAINT GEORGE CIRCLE, APOLLO BEACH, FL, 33572
Active171 days on marketListed Feb 3, 2026MLS #TB8468849
Come see it
Upcoming open house
Sun, Jul 26
12:00 PM – 2:00 PM
Come see our 55+, waterfront, gated community. Boat ramp, Pool, Clubhoouse and much more. NO LOT RENT, OR CDD. Currnet low monthly maintenance fee of 242,00 monthly. Come see why so many call Caribbean Isles Home. Come see our 55+, gated , waterfront comunity. No HOA or CDD just a low currnet monthly maintenance fee of $242.00.
About this home
106 N SAINT GEORGE CIRCLE
Welcome home to Caribbean Isles Residential Cooperative, a friendly and highly sought-after 55+ waterfront community where neighbors become friends and every day feels like a getaway. Located on the desirable Harbor Side (east side of the community), this spacious 2-bedroom, 2-bath home features new carpet throughout, an abundance of windows that fill the home with natural light, and vaulted ceilings that create an open, airy feel. This home is truly move-in ready. The large eat-in kitchen is ideal for everyday living and casual gatherings. The primary bedroom offers a peaceful retreat with a generous walk-in closet and a private ensuite bath. A convenient indoor laundry/mud room adds extra functionality and storage. Step outside and step right aboard your boat. This beautifully maintained home sits along the Saint Georges Canal, offering tranquil water views and the occasional delight of watching manatees and dolphins from your backyard. Outdoor living is where this home truly shines. Enjoy your morning coffee in the screened patio, spend quiet afternoons watching the water, or unwind in the evening on the covered open patio while taking in stunning sunset skies. Life at Caribbean Isles is all about the perfect balance of activity and relaxation. Residents enjoy kayak and boat launches with a scenic canal system leading directly to Tampa Bay. Friendly games of bocce ball, shuffleboard, and horseshoes are always nearby, along with a heated community pool open year-round. The clubhouse is the heart of the community, featuring a craft room and a spacious game room with pool tables, card tables, indoor bar shuffleboard, and darts. With a full calendar of social activities, from themed dinners and dances to community gatherings there’s always something to look forward to. Ideally located between Tampa and Sarasota/Bradenton, Caribbean Isles offers easy access to beaches, dining, shopping, and entertainment. Come visit, relax, and see for yourself why so many are proud to call Caribbean Isles home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,102
Sqft
0.11 ac
Lot size
1991
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,728 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,728/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs CARIBBEAN ISLES RESIDENTIAL CO
$181 vs $143
Days on market
171 vs 56 typical
Where $181/sqft sits among the 13 homes for sale in CARIBBEAN ISLES RESIDENTIAL CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
6 of 13
CARIBBEAN ISLES RESIDENTIAL CO have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 N SAINT GEORGE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$120,000
124 SAINT PIERRES WAY · same community
3 bd · 2 ba · 1,152 sqft · $104/sqft · 263 DOM
Sold · Sep ’25$82,000
195 N SAINT THOMAS CIRCLE · same community
2 bd · 2 ba · 1,152 sqft · $71/sqft · 23 DOM
Sold · Dec ’25$50,000
170 S SAINT THOMAS CIRCLE · same community
2 bd · 1.5 ba · 970 sqft · $52/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 106 N SAINT GEORGE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 N SAINT GEORGE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
106 N SAINT GEORGE CIRCLE FAQs
What would the monthly payment be for 106 N SAINT GEORGE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,728/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 106 N SAINT GEORGE CIRCLE?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 106 N SAINT GEORGE CIRCLE?+
The most recent tax bill on record (2024) was $804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 106 N SAINT GEORGE CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $199,000, this home is listed about 59% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 106 N SAINT GEORGE CIRCLE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$199,000 is 56% below the APOLLO BEACH 33572 median of $450,000, and at $181/sqft it sits under the Apollo Beach average of $266.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
171 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of CARIBBEAN ISLE PROPERTY SALES INC. · Bill Leith. MLS #TB8468849.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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