David Ramirez
$585,0004 bd3 ba3,027 sqft$193 /sqft$4,276 /mo all-in ↓

2515 63RD TERRACE E, ELLENTON, FL, 34222

Active178 days on marketListed Jan 26, 2026MLS #TB8468762

Fully furnishedSingle Family ResidenceBOUGAINVILLEA PLACE

About this home

2515 63RD TERRACE E

ATTENTION BUYERS: RATE BUY-DOWN AND AWESOME FINANCING OPTIONS AVAILABLE NOW!!! Why wait to build when this BETTER-THAN-NEW home is ready today? Located on a PREMIUM CORNER LOT in the GATED, MAINTENANCE-FREE COMMUNITY of Bougainvillea Place, this FULLY UPGRADED TILE-ROOF SMART HOME offers over 3,000 square feet of stylish, turnkey living—perfect for buyers who want luxury, convenience, and value without delays. From the moment you arrive, you’ll notice the UPGRADES, UPGRADES, UPGRADES —including a PAVER DRIVEWAY, CUSTOM GLASS ENTRY DOOR, PORCELAIN WOOD-LOOK TILE FLOORING, CROWN MOLDING, and DESIGNER LIGHTING throughout. A flexible front space easily functions as a home office, formal dining room, gym, or optional 4th bedroom. The CHEF'S KITCHEN anchors the home with QUARTZ COUNTERTOPS, SOFT-CLOSE CABINETRY, TOUCHLESS FAUCET, CAFE KEURIG K-CUP REFRIGERATOR - perfect for fresh coffee or tea at the touch of a button, and upgraded lighting, opening seamlessly to the dining and living areas with TRAY CEILINGS AND ABUNDANT NATURAL LIGHT. Step outside to a SCREENED LANAI ALREADY PLUMBED FOR AN OUTDOOR KITCHEN, ideal for entertaining or relaxing year-round. The PRIVATE PRIMARY SUITE is tucked away and features a SPA-INSPIRED BATH WITH DUAL VANITIES, SOAKING TUB, WALK-IN SHOWER WITH BENCH, AND CUSTOM WALK-IN CLOSET, plus a VERSATILE SITTING AREA. Two additional bedrooms, laundry room with upgraded cabinetry, utility sink, and a full bath are thoughtfully positioned on the opposite side of the home. Upstairs, a MASSIVE BONUS ROOM STEALS THE SPOTLIGHT—complete with a CUSTOM WET BAR, BEVERAGE REFRIGERATOR, SINK, AND NEARBY THIRD FULL BATHROOM - perfect for entertaining, guests, a media room, or multi-generational living. Enjoy TRUE LOCK-AND-LEAVE LIVING, with the LOW HOA COVERING EXTERIOR MAINTENANCE, LAWN CARE, AND PEST CONTROL. Community amenities include a RESORT-STYLE POOL, CLUBHOUSE, FITNESS CENTER, AND DOG PARK. Ideally located near I-75, Ellenton Premium Outlets, popular restaurants, everyday shopping, beaches, golf, airports, Sarasota, Tampa, St. Petersburg, and area theme park attractions—this home offers LOCATION, LIFESTYLE, AND IMMEDIATE AVAILABILITY.  MOVE-IN READY | NO CONSTRUCTION DELAYS | UPGRADES COMPLETED | Call us now to schedule your private showing today and experience Florida living from day one!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,027

Sqft

0.15 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$193

Per sqft

FurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$436/mo
Taxes (2025)$3,648/yr
PetsYes
CommunityClubhouse · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesPublic · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,276 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$304
HOA fee — from the listing$436
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,500
Interest rate6.00%
Loan term

Estimated payment

$4,276/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property taxes (actual bill)$304
HOA / condo fee$436
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$431KedgeAI estimate $471,693 · range $449K$492K$608K

vs edgeAI estimate

+24%

$/sqft vs Ellenton actives

$193 vs $181

Days on market

178 vs 68 typical

Where $193/sqft sits among the 96 Ellenton actives

37
35 · this home
13
4
1
6
$116–168$168–221$221–273$273–325$325–377$377+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bougainvillea Place

Map of 2515 63RD TERRACE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ellenton. See the full Ellenton guide →

Bougainvillea Place — neighborhood snapshot

Population

433

Median age

32

Median income

$91,583

Median home value

$411,000

Avg household

4

Households w/ children

65%

For the school run

Manatee County School District

ElementaryBlackburn Elementary School★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ellenton market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$329K$415K

Ellenton median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

44 of 96

Ellenton actives have cut their price

Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 141% above the ELLENTON 34222 median. See the full Ellenton market guide →

Paper trail

This home's history

Jan 26, 2026Listed at $585,000 · 178 days on market since
2019Built · BOUGAINVILLEA PLACE

Reality check

What actually sold near 2515 63RD TERRACE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6107 25TH STREET ESold · Jan ’26

$365,000

6107 25TH STREET E · same community

4 bd · 3.5 ba · 2,412 sqft · $151/sqft · 140 DOM

1110 OVERLOOK COURTSold · Oct ’25

$1,220,000

1110 OVERLOOK COURT

4 bd · 4.5 ba · 3,010 sqft · $405/sqft · 177 DOM

5403 TIDEWATER PRESERVE BOULEVARDSold · Feb ’26

$1,175,000

5403 TIDEWATER PRESERVE BOULEVARD

4 bd · 4.5 ba · 3,075 sqft · $382/sqft · 135 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2515 63RD TERRACE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2515 63RD TERRACE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2515 63RD TERRACE E FAQs

What would the monthly payment be for 2515 63RD TERRACE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,276/mo — principal and interest, the actual property-tax bill, the $436/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2515 63RD TERRACE E?+

The association fee works out to $436 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2515 63RD TERRACE E?+

The most recent tax bill on record (2025) was $3,648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2515 63RD TERRACE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ellenton?+

At $585,000, this home is listed about 121% above the Ellenton median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2515 63RD TERRACE E?+

Blackburn Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$585,000 runs 141% above the ELLENTON 34222 median — but at 3,027 sqft it's also nearly twice the size of the typical Ellenton listing.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

178 days on market against a Ellenton median of 68 — sellers in this position are usually ready to negotiate.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Donna Faison. MLS #TB8468762.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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