8055 112TH STREET UNIT 403, SEMINOLE, FL, 33772
Pending187 days on marketListed Jan 26, 2026MLS #TB8468707
About this home
8055 112TH STREET UNIT 403
Welcome to easy, resort-style living in this well-maintained 55+ co-op community. This fourth-floor water-view co-op unit offers a comfortable and functional layout featuring a deluxe one-bedroom, one-bath residence with a spacious living room ideal for both relaxing and entertaining. The bedroom provides direct access to a large private lanai overlooking a serene pond and fountain—an ideal setting to enjoy morning coffee or evening sunsets while observing local wildlife, including ducks and turtles. Walking paths throughout the community wind through beautifully landscaped grounds, enhancing the peaceful, park-like setting. The co-op community offers distinct benefits to the owners, including very low property tax bills, (just $86.58 in 2025) because the co-op is responsible for the overall property tax bills, which are factored into the monthly HOA maintenance fee. Seminole Gardens provides an impressive array of amenities designed for active and social living, including individually controlled air conditioning, a heated pool maintained at 85 degrees year-round, the Peacock Center with seating for up to 372, a library with three billiards tables, shuffleboard courts, and two beautiful lakes connected by a canal. Community bus transportation adds convenience, and the location is close to restaurants, shopping, and just minutes from the beach. Notable updates include a hot water heater replaced in 2021 and an HVAC system installed in 2015. This is an excellent opportunity to enjoy low-maintenance living in a vibrant, well-established 55+ community.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
874
Sqft
0.17 ac
Lot size
1968
Year built
One
Levels
$78
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,399 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,399/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−68.6%
$/sqft vs SEMINOLE GARDEN APTS CO-OP
$78 vs $120
Days on market
187 vs 44 typical
Where $78/sqft sits among the 21 homes for sale in SEMINOLE GARDEN APTS CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33772 — neighborhood snapshot
Population
23,428
Median age
50.5
Median income
$74,026
Median home value
$327,000
Avg household
2.24
Households w/ children
1,996
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 21
SEMINOLE GARDEN APTS CO-OP have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 8055 112TH STREET UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$60,000
8533 110TH STREET UNIT 207 · same community
1 bd · 1 ba · 874 sqft · $69/sqft · 162 DOM
Sold · Sep ’25$96,000
8402 111TH STREET UNIT 303 · same community
2 bd · 1 ba · 874 sqft · $110/sqft · 173 DOM
Sold · Apr ’26$120,000
8080 112TH STREET UNIT 108 · same community
1 bd · 1 ba · 874 sqft · $137/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8055 112TH STREET UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8055 112TH STREET UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8055 112TH STREET UNIT 403 FAQs
What would the monthly payment be for 8055 112TH STREET UNIT 403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,399/mo — principal and interest, the actual property-tax bill, the $802/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8055 112TH STREET UNIT 403?+
The association fee works out to $802 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8055 112TH STREET UNIT 403?+
The most recent tax bill on record (2024) was $87. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8055 112TH STREET UNIT 403?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $67,900, this home is listed about 83% below the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8055 112TH STREET UNIT 403?+
Seminole Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SEMINOLE 33772 market on paper
$67,900 is 65% below the SEMINOLE 33772 median of $195,000, and at $78/sqft it sits under the Seminole average of $262.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $802/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
187 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Seminole Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Kevin Cahill. MLS #TB8468707.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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