5314 STOIC VALE DRIVE, WIMAUMA, FL, 33598
Active178 days on marketListed Jan 26, 2026MLS #TB8468533
About this home
5314 STOIC VALE DRIVE
PRICE IMPROVEMENT! Welcome to Medley at Southshore Bay, a premier 55+, non-flood zone, pet-friendly community offering a carefree, golf cart–friendly lifestyle just steps from the Medley Clubhouse and the stunning 5-acre Crystal Lagoon with swimming, kayaking, paddleboarding, and a swim-up bar. Built in 2020 and impeccably maintained, this 2-bedroom, 2.5-bath home impresses from the start with the premium waterfront lot, beautiful curb appeal, a paver driveway and walkway, lush landscaping, and a private entry. Inside, you’ll find a bright, open floor plan highlighted by soaring ceilings and abundant natural light, anchored by a chef’s kitchen with quality wood cabinetry, granite countertops, and a large island perfect for entertaining. The combined living and dining areas flow seamlessly to a spacious screened porch overlooking a tranquil community pond (no rear neighbors!) —ideal for morning coffee or evening cocktails. The first-floor primary suite offers everyday convenience with a generous walk-in closet and a spa-like ensuite featuring dual vanities, a private water closet, and an expansive walk-in shower, while a guest powder room and laundry room with extra storage complete the main level. Upstairs, a spacious loft provides flexible living space alongside a second bedroom with a built-in closet and full bath. A two-car garage plus a separate golf cart garage offer ample storage, and hurricane shutters add peace of mind. The HOA covers cable, internet, lawn care, irrigation, exterior maintenance, and roof upkeep, while residents enjoy exclusive access to resort-style amenities including a pool with poolside bar, dog park, pickleball and bocce courts, ballroom, billiards, fitness center, café, and bar—making every day feel like a vacation. Double gated access provides security and peace of mind. Welcome home!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,713
Sqft
0.08 ac
Lot size
2
Garage
2020
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,947 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,947/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.5%
$/sqft vs FOREST BROOKE ACTIVE ADULT PH
$181 vs $208
Days on market
178 vs 44 typical
Where $181/sqft sits among the 12 homes for sale in FOREST BROOKE ACTIVE ADULT PH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
The numbers that matter
The Wimauma market
$369K → $362K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
3 of 12
FOREST BROOKE ACTIVE ADULT PH have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the Wimauma median. See the full Wimauma market guide →
Paper trail
This home's history
Reality check
What actually sold near 5314 STOIC VALE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$282,500
17228 HOLLY WELL AVENUE · same community
2 bd · 2.5 ba · 1,737 sqft · $163/sqft · 130 DOM
Sold · Dec ’25$302,000
16847 WHISPER ELM STREET · same community
2 bd · 2.5 ba · 1,737 sqft · $174/sqft · 315 DOM
Sold · Jan ’26$303,000
17231 HOLLY WELL AVENUE · same community
2 bd · 2.5 ba · 1,744 sqft · $174/sqft · 370 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5314 STOIC VALE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5314 STOIC VALE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5314 STOIC VALE DRIVE FAQs
What would the monthly payment be for 5314 STOIC VALE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,947/mo — principal and interest, the actual property-tax bill, the $540/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5314 STOIC VALE DRIVE?+
The association fee works out to $540 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5314 STOIC VALE DRIVE?+
The most recent tax bill on record (2024) was $3,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5314 STOIC VALE DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $310,000, this home is listed about 16% below the Wimauma median of $370,000. The market section on this page shows how the area is trending.
The brief
Five things that matter here
01Under the Wimauma market on paper
$310,000 is 16% below the Wimauma median of $370,000, and at $181/sqft it sits under the Wimauma average of $205.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $540/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
178 days on market against a Wimauma median of 44 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $340,000, now $310,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Angie Sheridan. MLS #TB8468533.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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