David Ramirez
$994,990$999,9903 bd2 ba1,945 sqft$512 /sqft$6,340 /mo all-in ↓

11945 74TH AVENUE, SEMINOLE, FL, 33772

Active186 days on marketListed Jan 23, 2026MLS #TB8468437

Reduced $5KPrivate poolSingle Family ResidenceSEE PUBLIC RECORDS

About this home

11945 74TH AVENUE

NEW PRICE!!! Come take a look at this Totally Remodeled Seminole Stunner on Nearly an Acre—Non-Flood Zone! Welcome to the unicorn you’ve been waiting for: a fully remodeled 3-bedroom, 2-bath home with over 3,000 square foot under roof, perfectly positioned on nearly an acre in desirable Seminole, FL—and yes, it’s in a non-flood zone. Nearly 2000 square foot of finished space, style, and location all checked. Step inside and prepare to fall in love with the chef’s kitchen designed to impress even the pickiest foodie. Featuring a custom natural gas range, custom cabinetry, panel refrigerator, double drawer refrigerator, built-in ice machine, and soaring vaulted ceilings, this kitchen is ready for dinner parties, holidays, or midnight snacks done right. The entire home has been thoughtfully updated, including two beautifully renovated bathrooms, highlighted by a custom tiled roll-in shower in the primary suite and striking hand-laid brick wall accents that bring serious character. Major upgrades mean peace of mind: metal roof, hurricane-impact rated windows and doors, and a tankless water heater—because hot water should never be optional. Outside is your private Florida retreat. Enjoy a remodeled pool with new pavers and screened cage, perfect for year-round enjoyment. The fully enclosed vinyl-fenced backyard offers privacy, while multiple metal outbuildings and storage structures provide endless flexibility for hobbies, tools, toys, or all three. Location? Nailed it. Just minutes from Millennium Park, Seminole City Park, and Seminole City Center Mall, less than 10 minutes to some of the highest-rated beaches in the U.S., and under 30 minutes to Tampa International Airport. Close to everything—yet tucked away enough to feel like your own private oasis. Remodeled. Spacious. Storm-ready. Beach-close. This one doesn’t just check boxes—it redraws them.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,945

Sqft

0.97 ac

Lot size

2

Garage

1987

Year built

One

Levels

$512

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage · Inside · Laundry Room · Other
CoolingCentral Air · Mini-Split Unit(s) · Zoned
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingCircular Driveway · RV Parking
ExteriorPrivate Yard · Storage

Community & fees

Taxes (2024)$5,254/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,340 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property tax — 2024 actual bill$438
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,499Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,499
Interest rate6.00%
Loan term

Estimated payment

$6,340/mo

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property taxes (actual bill)$438
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $995K
$586KedgeAI estimate $681,124 · range $610K$756K$1.0M

vs edgeAI estimate

+46.1%

$/sqft vs Seminole actives

$512 vs $254

Days on market

186 vs 44 typical

Where $512/sqft sits among the 300 Seminole actives

75
61
74
59
25
6 · this home
$109–176$176–243$243–310$310–377$377–444$444+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seminole

Map of 11945 74TH AVENUE

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

SEMINOLE 33772 — neighborhood snapshot

Population

23,428

Median age

50.5

Median income

$74,026

Median home value

$327,000

Avg household

2.24

Households w/ children

1,996

For the school run

Pinellas County School District

ElementarySeminole Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

164 of 300

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 398% above the SEMINOLE 33772 median. See the full Seminole market guide →

Paper trail

This home's history

CurrentPrice reduced to $994,990 $5K
Jan 23, 2026Listed at $999,990 · 186 days on market since
1987Built · SEE PUBLIC RECORDS

Reality check

What actually sold near 11945 74TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5648 BAYVIEW DRIVESold · Dec ’25

$1,180,000

5648 BAYVIEW DRIVE

3 bd · 2 ba · 1,968 sqft · $600/sqft · 74 DOM

11386 CHURCHHILL TRAILSold · Sep ’25

$565,000

11386 CHURCHHILL TRAIL

3 bd · 2.5 ba · 1,991 sqft · $284/sqft · 123 DOM

11279 OAKRIDGE TRAILSold · Sep ’25

$585,000

11279 OAKRIDGE TRAIL

3 bd · 2 ba · 1,876 sqft · $312/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11945 74TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11945 74TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11945 74TH AVENUE FAQs

What would the monthly payment be for 11945 74TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,340/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11945 74TH AVENUE?+

The most recent tax bill on record (2024) was $5,254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11945 74TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $994,990, this home is listed about 142% above the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 11945 74TH AVENUE?+

Seminole Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$994,990 runs 398% above the SEMINOLE 33772 median — but at 1,945 sqft it's also 28% larger than the typical Seminole listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

186 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Seminole Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $999,990, now $994,990 — a $5K cut. The full history is in the market section below.

Listing courtesy of FLORIDA COASTAL RLTY & INV. · Brian Mitchell, Jr. MLS #TB8468437.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Seminole homes, in your inbox

Like 11945 74TH AVENUE but not quite? A daily digest of every new listing in Seminole — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 28, 2026 at 5:34 PM UTC. The listing information on this page last changed on July 28, 2026 at 5:34 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 28, 2026 at 5:34 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 28, 2026 at 5:34 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.