David Ramirez
$499,900$539,9004 bd2 ba1,755 sqft$285 /sqft$3,518 /mo all-in ↓

4723 114TH STREET N, MADEIRA BEACH, FL, 33708

Active192 days on marketListed Jan 24, 2026MLS #TB8468417

Reduced $40KSingle Family ResidenceRIDGEWOOD RIVIERA

About this home

4723 114TH STREET N

PRICE IMPROVEMENT - Make this your "FOREVER HOME!" - AFFORDABLE & UPDATED 4-bedroom block home - walk to Publix, Madeira Beach School, Slyce- & Osaka Restaurant - or bike across Tom Stuart Causeway to Madeira Beach! After Hurricane Helene - REMODELED, SPLIT BEDROOM plan, 2-bath rooms with 2-Car Garage; features: metal roof (2015) with gutters, newer energy-efficient windows, all new plank laminate & tile floors, 5" baseboards throughout, new interior doors, hardware, fixtures, kitchen with granite counters, new appliances, lighting, ceiling fans, newer duct work & attic insulation, "Carrier" A/C, water filtration system, laundry hook-up in garage, newer "Bradford" hot water heater, HIGH-IMPACT GARAGE DOOR, hurricane shutters & panels for all windows, pull-down ladder into attic. MOVE-IN READY! Entertain & barbecue in the large 280 sqft screened back porch. 15-year (from 2024) transferable warranty by Hafke Plumbing (attached to listing) for replacement of NEW under-slab sewer lines, vent stacks & drain arms for vanities and kitchen, plus exterior line replaced with all PVC pipes, and more. Boundary Survey available (attached to listing). Home is located on quiet street (Underground cables), minutes to top-rated schools, world-famous beaches with boat ramps & Beach Trolley, local parks, Tyrone Shopping Mall, Seminole City Center, St. Pete College, and a short 20 minutes ride to vibrant downtown St. Pete. Perfect for your primary home, investment or AirB&B rental!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,755

Sqft

0.17 ac

Lot size

2

Garage

1971

Year built

One

Levels

$285

Per sqft

Garden & Trees/Woods view

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryIn Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewGarden · Trees/Woods
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorGarden · Private Mailbox · Sliding Doors

Community & fees

Taxes (2024)$2,332/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic · See Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,518 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2024 actual bill$194
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$3,518/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$194
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$462KedgeAI estimate $559,960 · range $481K$675K$702K

vs edgeAI estimate

−10.7%

$/sqft vs Madeira Beach actives

$285 vs $613

Days on market

192 vs 86 typical

Where $285/sqft sits among the 112 Madeira Beach actives

57 · this home
39
4
4
1
7
$277–628$628–979$979–1329$1329–1680$1680–2031$2031+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Madeira Beach

Map of 4723 114TH STREET N

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

MADEIRA BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketBalanced6.8 months of inventoryBuyer’s market

$573K$620K

Madeira Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

53 of 112

Madeira Beach actives have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,900 $40K
Jan 24, 2026Listed at $539,900 · 192 days on market since
1971Built · RIDGEWOOD RIVIERA

Reality check

What actually sold near 4723 114TH STREET N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11577 48TH AVENUE NSold · Jul ’26

$1,260,000

11577 48TH AVENUE N · same community

4 bd · 3 ba · 1,762 sqft · $715/sqft · 28 DOM

11490 48TH AVENUE NSold · Sep ’25

$565,000

11490 48TH AVENUE N · same community

3 bd · 2 ba · 1,636 sqft · $345/sqft · 42 DOM

11425 47TH AVENUE NSold · Apr ’26

$469,900

11425 47TH AVENUE N · same community

3 bd · 2 ba · 1,345 sqft · $349/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4723 114TH STREET N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4723 114TH STREET N — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4723 114TH STREET N FAQs

What would the monthly payment be for 4723 114TH STREET N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,518/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4723 114TH STREET N?+

The most recent tax bill on record (2024) was $2,332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4723 114TH STREET N?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Madeira Beach?+

At $499,900, this home is listed about 33% below the Madeira Beach median of $750,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4723 114TH STREET N?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

192 days on market against a Madeira Beach median of 86 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $539,900, now $499,900 — a $40K cut. The full history is in the market section below.

Listing courtesy of REALTY CONCEPTS OF PINELLAS · Lucy Scheuringer. MLS #TB8468417.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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