David Ramirez
$1,600$1,8001 bd1 ba540 sqft$3 /sqft$172 /mo all-in ↓

106 W HAYA STREET, TAMPA, FL, 33603

Active200 days on marketListed Jan 23, 2026MLS #TB8468353

Priced 100% below the TAMPA 33603 medianReduced $200Single Family ResidenceRIVERCREST

About this home

106 W HAYA STREET

Welcome to South Seminole Heights! This beautifully renovated ADU features 1 bedroom, 1 bathroom back house offers privacy, charm, and modern comfort in one of Tampa’s most desirable neighborhoods. The home features a welcoming front porch, an open-concept layout, and a cozy fireplace that adds warmth and character to the space. Updated in 2019, the unit includes updated electrical, plumbing, HVAC, roof, and a tankless water heater. The kitchen is thoughtfully designed with a gas stove, stainless steel appliances, granite countertops, shaker cabinetry, and mosaic tile flooring, delivering the classic Seminole Heights aesthetic. Washer and dryer are also included for convenience. Located just minutes from Downtown Tampa, Armature Works, and Curtis Hixon Park, and only blocks from the Hillsborough River and popular local spots such as Social House, C House, The Independent Bar & Café, Rooster & the Till, and Front Porch. This charming standalone unit is ideal for someone seeking a private, updated space in a vibrant neighborhood. Schedule your showing today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

540

Sqft

0.13 ac

Lot size

1925

Year built

One

Levels

$3

Per sqft

FireplaceGarden view

Inside

FlooringLaminate · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Refrigerator · Tankless Water Heater · Trash Compactor · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryIn Kitchen · Inside
CoolingCentral Air
HeatingCentral

Outside & construction

ViewGarden
FacesWest
ParkingDriveway · Off Street
ExteriorBalcony · Private Entrance · Private Mailbox · Private Yard · Sidewalk

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Pet Deposit, Size Limit

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Available · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$9
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $56Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $56
Interest rate6.00%
Loan term

Estimated payment

$172/mo

Principal & interest$9
FHA mortgage insurance (est.)$1
Est. property taxes$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tampa actives

$3 vs $299

Days on market

200 vs 43 typical

Where $3/sqft sits among the 400 Tampa actives

28 · this home
200
98
34
10
30
$3–165$165–327$327–490$490–652$652–814$814+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 106 W HAYA STREET

Drive times from this address

Downtown Tampa7 min
Tampa Int’l Airport (TPA)17 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33603 — neighborhood snapshot

Population

20,267

Median age

37.9

Median income

$64,632

Median home value

$344,100

Avg household

2.32

Households w/ children

2,222

For the school run

Hillsborough County School District

ElementaryGraham Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighHillsborough High School★★★★★
MiddleMadison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

207 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the TAMPA 33603 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,600 $200
Jan 23, 2026Listed at $1,800 · 200 days on market since
1925Built · RIVERCREST

Reality check

What actually sold near 106 W HAYA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

215 W VIOLET STREETSold · Jan ’26

$268,500

215 W VIOLET STREET · same community

2 bd · 1 ba · 729 sqft · $368/sqft · 108 DOM

209 W WILDER AVENUESold · Nov ’25

$379,000

209 W WILDER AVENUE · same community

2 bd · 2 ba · 936 sqft · $405/sqft · 12 DOM

304 W HAYA STREETSold · Feb ’26

$339,850

304 W HAYA STREET · same community

3 bd · 1 ba · 952 sqft · $357/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 106 W HAYA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 106 W HAYA STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

106 W HAYA STREET FAQs

What would the monthly payment be for 106 W HAYA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 106 W HAYA STREET?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $1,600, this home is listed about 100% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 106 W HAYA STREET?+

Graham Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Hillsborough High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TAMPA 33603 market on paper

$1,600 is 100% below the TAMPA 33603 median of $464,950, and at $3/sqft it sits under the Tampa average of $345.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

200 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,800, now $1,600 — a $200 cut. The full history is in the market section below.

Listing courtesy of FADAL & CO · Mia Panlilio. MLS #TB8468353.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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