17945 TURNING LEAF CIRCLE, LAND O LAKES, FL, 34638
Active184 days on marketListed Jan 27, 2026MLS #TB8468286
About this home
17945 TURNING LEAF CIRCLE
Welcome home to easy Florida living in this beautifully maintained 3-bedroom, 2-bath villa built in 2022, located in the highly desirable Cypress Preserve community of Land O’ Lakes. Offering 1,532 square feet of thoughtfully designed living space, this home provides comfort, functionality, and low-maintenance living. The open-concept floor plan creates a seamless flow between the kitchen, dining, and living areas -ideal for both everyday living and entertaining. The kitchen features neutral cabinetry, ample counter space, and a functional layout that opens to the main living areas. The spacious primary suite includes a walk-in closet and private en-suite bath, while the split-bedroom design offers flexibility for guests, a home office, or additional living space. Step outside to a fully fenced backyard, providing a defined outdoor space for pets, play, or everyday enjoyment. Additional highlights include a two-car garage and separate laundry area for added convenience. Cypress Preserve offers desirable amenities including a community pool, walking and nature trails, playgrounds, and dog parks. Conveniently located near shopping, dining, major roadways, Tampa, and nearby airports, this home offers the perfect balance of comfort and accessibility. Whether you’re downsizing, purchasing your first home, or seeking a low-maintenance lifestyle in a growing area, this move-in-ready villa is an excellent opportunity to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,532
Sqft
0.12 ac
Lot size
2
Garage
2022
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,777 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,777/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Land O Lakes actives
$206 vs $207
Days on market
184 vs 32 typical
Where $206/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $428K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
216 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 17945 TURNING LEAF CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$310,000
18164 TURNING LEAF CIRCLE · same community
3 bd · 2 ba · 1,532 sqft · $202/sqft · 42 DOM
Sold · Mar ’26$290,000
18261 TURNING LEAF CIRCLE · same community
3 bd · 2 ba · 1,532 sqft · $189/sqft · 42 DOM
Sold · Feb ’26$309,500
18916 RANDALL PLACE
3 bd · 2.5 ba · 1,545 sqft · $200/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17945 TURNING LEAF CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17945 TURNING LEAF CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17945 TURNING LEAF CIRCLE FAQs
What would the monthly payment be for 17945 TURNING LEAF CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,777/mo — principal and interest, the actual property-tax bill, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17945 TURNING LEAF CIRCLE?+
The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17945 TURNING LEAF CIRCLE?+
The most recent tax bill on record (2024) was $6,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17945 TURNING LEAF CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $315,000, this home is listed about 24% below the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.
Which schools are assigned to 17945 TURNING LEAF CIRCLE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34638 market on paper
$315,000 is 12% below the LAND O LAKES 34638 median of $359,995, and at $206/sqft it sits under the Land O Lakes average of $216.
02Time on market is leverage
184 days on market against a Land O Lakes median of 32 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Karlene Ludwig. MLS #TB8468286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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