900 PINELLAS BAYWAY S UNIT 109, TIERRA VERDE, FL, 33715
Active191 days on marketListed Jan 28, 2026MLS #TB8468203
About this home
900 PINELLAS BAYWAY S UNIT 109
Estate Sale - Motivated Seller! Don't miss this exceptional opportunity to own a first-floor, 2-bedroom, 2-bathroom condominium in the highly desirable Port Tierra community in Tierra Verde. This spacious residence offers comfortable living with beautiful views of the Tierra Verde Grand Canal from the main living area and large private rear deck-perfect for enjoying morning coffee, entertaining, or watching the boats go by. Additional features include an assigned carport, a well-designed floor plan, and a pet-friendly community that welcomes your four-legged family members. Offering added peace of mind, this condominium experienced no water intrusion or structural damage during the recent hurricanes. The association is fully funded with no current assessments, making this an attractive choice for both full-time residents and seasonal owners. Port Tierra has completed numerous recent community improvements, including: *New docks installed in 2022 *New seawall completed in 2019 *Beautiful new pool deck with thermal heating completed in 2026 For boating enthusiasts, boat slips may be available for purchase or lease by owners, providing convenient access to the outstanding boating and fishing opportunities of Tampa Bay and the Gulf of Mexico. Whether you're looking for a primary residence, vacation home, or investment opportunity, this waterfront condominium combines location, value, and an exceptional lifestyle in one of Florida's premier coastal communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,580
Sqft
1.79 ac
Lot size
1982
Year built
One
Levels
$487
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,207 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,207/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.8%
$/sqft vs Tierra Verde actives
$487 vs $440
Days on market
191 vs 98 typical
Where $487/sqft sits among the 60 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $995K
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
35 of 60
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 900 PINELLAS BAYWAY S UNIT 109
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$825,000
1375 PINELLAS BAYWAY S UNIT 40
2 bd · 2 ba · 1,555 sqft · $531/sqft · 0 DOM
Sold · Dec ’25$750,000
936 PINELLAS BAYWAY S UNIT T-5
2 bd · 2.5 ba · 1,650 sqft · $455/sqft · 209 DOM
Sold · Aug ’26$995,000
722 PINELLAS BAYWAY S UNIT 104
2 bd · 2.5 ba · 1,510 sqft · $659/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 900 PINELLAS BAYWAY S UNIT 109 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 900 PINELLAS BAYWAY S UNIT 109 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
900 PINELLAS BAYWAY S UNIT 109 FAQs
What would the monthly payment be for 900 PINELLAS BAYWAY S UNIT 109?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,207/mo — principal and interest, the actual property-tax bill, the $1,380/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 900 PINELLAS BAYWAY S UNIT 109?+
The association fee works out to $1,380 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 900 PINELLAS BAYWAY S UNIT 109?+
The most recent tax bill on record (2024) was $2,746. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 900 PINELLAS BAYWAY S UNIT 109?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $769,000, this home is listed about 11% below the Tierra Verde median of $860,000. The market section on this page shows how the area is trending.
Which schools are assigned to 900 PINELLAS BAYWAY S UNIT 109?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$769,000 runs 191% above the TIERRA VERDE 33715 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,380/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $809,000, now $769,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 COASTAL ALLIANCE · Randall Ierna. MLS #TB8468203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tierra Verde homes, in your inbox
Like 900 PINELLAS BAYWAY S UNIT 109 but not quite? A daily digest of every new listing in Tierra Verde — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →