31439 STIRRUP LANE, WESLEY CHAPEL, FL, 33543
Active182 days on marketListed Jan 24, 2026MLS #TB8468095
About this home
31439 STIRRUP LANE
Price to Sell !!! The Seller is highly motivated and ready to make a deal, This is an incredible opportunity to own a beautiful home at an exceptional price, Welcome home to your own private slice of Florida. This spacious 5-bedroom, 3-bath residence sits on 1.25 acres and offers the lifestyle that’s getting harder to find: privacy, space, and true freedom with no HOA. Bring your horses, boat, RV, or toys. If you’re looking for space, versatility, and the freedom to live without restrictions, this property checks every box. Enjoy sunny afternoons and unforgettable weekends in your screened-in in-ground pool, perfect for relaxing or entertaining. Inside, you’ll find a functional layout with ceramic tile flooring, a well-equipped kitchen with included appliances, and comfortable bedrooms featuring walk-in closets. Recent updates add even more value, including a new water heater (05/2025), fresh interior and exterior paint, and a septic system recently serviced with the tank cleaned 6 months ago and the septic pump replaced approximately 6 months ago. Conveniently located in Wesley Chapel near everyday essentials, this is a unique opportunity you don’t want to miss. Schedule your showing today! The garage has been converted into the fifth room with another bathroom and closed.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,241
Sqft
1.25 ac
Lot size
1997
Year built
One
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,710 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,710/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Wesley Chapel actives
$312 vs $200
Days on market
182 vs 32 typical
Where $312/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fox Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Fox Ridge — neighborhood snapshot
Population
2,002
Median age
38
Median income
$137,740
Median home value
$315,378
Avg household
3
Households w/ children
229
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
203 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 31439 STIRRUP LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$395,000
3319 FOX RIDGE BOULEVARD · same community
4 bd · 2 ba · 2,356 sqft · $168/sqft · 239 DOM
Sold · Jun ’26$273,000
3307 FOX RIDGE BOULEVARD · same community
4 bd · 2 ba · 2,052 sqft · $133/sqft · 31 DOM
Sold · Jun ’26$585,000
31835 CROMWELL LANE · same community
3 bd · 3.5 ba · 2,627 sqft · $223/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 31439 STIRRUP LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31439 STIRRUP LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
31439 STIRRUP LANE FAQs
What would the monthly payment be for 31439 STIRRUP LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,710/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 31439 STIRRUP LANE?+
The most recent tax bill on record (2024) was $6,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Wesley Chapel?+
At $699,900, this home is listed about 61% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 31439 STIRRUP LANE?+
Double Branch Elementary School (elementary), Dr. John Long Middle School (middle), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$699,900 runs 101% above the WESLEY CHAPEL 33543 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
182 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Double Branch Elementary School, Dr. John Long Middle School, Wiregrass Ranch High School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $790,000, now $699,900 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Maria Gonzalez. MLS #TB8468095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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