11401 THONOTOSASSA ROAD, THONOTOSASSA, FL, 33592
Active207 days on marketListed Jan 22, 2026MLS #TB8467742
About this home
11401 THONOTOSASSA ROAD
Experience one of the most unique lakefront estates in the Tampa Bay area, now offered at $1,780,000. Situated on nearly 2.5 private acres overlooking Lake Thonotosassa, Hillsborough County’s largest natural lake, this exceptional property offers a rare combination of luxury, privacy, multigenerational living, and income-producing potential. With no HOA and no rental restrictions, the possibilities are endless for a private family compound, executive retreat, event venue, vacation rental, or investment property. The 6-bedroom, 5-bathroom main residence showcases soaring vaulted ceilings, handcrafted wood finishes, a Turkish bath spa, and a recently added first-floor full kitchen, creating an ideal layout for multigenerational households, guest accommodations, or dual-living arrangements. Outside, a natural waterfall and stream flow into a tranquil koi pond, while the elevated resort-style pool features a sun shelf and engineered drainage system for long-term durability. A separate lakefront parcel across the street expands the lifestyle and investment opportunities with a cabana, outdoor kitchen, fire pit, and direct access to the lakefront setting. Additional features include a new water purification system, self-sustaining septic system, detached 3-car garage, custom carport, and parking for 10+ vehicles. Conveniently located near USF, Moffitt Cancer Center, AdventHealth, VA Hospital, Downtown Tampa, Tampa International Airport, I-75, and major sports and entertainment venues, this Lake Thonotosassa estate offers a rare opportunity to own one of the area's most versatile waterfront properties.
Facts & features
The home at a glance
6
Bedrooms
5
Bathrooms
4,227
Sqft
2.42 ac
Lot size
3
Garage
1998
Year built
Three Or More
Levels
$421
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,144 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,144/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Thonotosassa actives
$421 vs $235
Days on market
207 vs 47 typical
Where $421/sqft sits among the 43 Thonotosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Thonotosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Thonotosassa. See the full Thonotosassa guide →
THONOTOSASSA 33592 — neighborhood snapshot
Population
11,931
Median age
42.5
Median income
$65,683
Median home value
$247,900
Avg household
2.78
Households w/ children
1,168
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Thonotosassa market
$480K → $459K
Thonotosassa median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
19 of 43
Thonotosassa actives have cut their price
Median sold price, Thonotosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 296% above the THONOTOSASSA 33592 median. See the full Thonotosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 11401 THONOTOSASSA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$840,000
10703 BAREFOOT LANE
7 bd · 4.5 ba · 4,572 sqft · $184/sqft · 4 DOM
Sold · Sep ’25$1,837,500
10509 BROADLAND PASS
5 bd · 4.5 ba · 3,844 sqft · $478/sqft · 42 DOM
Sold · Feb ’26$2,371,000
10603 LOW OAK TERRACE
7 bd · 10 ba · 7,782 sqft · $305/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11401 THONOTOSASSA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11401 THONOTOSASSA ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11401 THONOTOSASSA ROAD FAQs
What would the monthly payment be for 11401 THONOTOSASSA ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,144/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11401 THONOTOSASSA ROAD?+
The most recent tax bill on record (2024) was $20,538. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Thonotosassa?+
At $1,780,000, this home is listed about 277% above the Thonotosassa median of $472,500. The market section on this page shows how the area is trending.
Which schools are assigned to 11401 THONOTOSASSA ROAD?+
Folsom Elementary School (elementary), Jennings Middle School (middle), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,780,000 runs 296% above the THONOTOSASSA 33592 median — but at 4,227 sqft it's also nearly twice the size of the typical Thonotosassa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
207 days on market against a Thonotosassa median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,980,000, now $1,780,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Kelly Ackley. MLS #TB8467742.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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