223 ISLAND WAY UNIT 4A, CLEARWATER, FL, 33767
Active194 days on marketListed Jan 22, 2026MLS #TB8467188
About this home
223 ISLAND WAY UNIT 4A
Island Way Towers – Waterfront Living at Its Finest Welcome to Island Way Towers, where island living meets modern comfort in the highly desirable Island Estates community at 223 Island Way. This beautifully furnished corner residence features 2 bedrooms and 2 bathrooms and has been lightly used for rental and occasional owner occupancy, showing pride of ownership throughout. The building underwent a complete, top-to-bottom renovation in 2014, rebuilt to modern standards for peace of mind and contemporary living. As you enter the condo, you’re greeted by tiered ceiling details and floor-to-ceiling sliding glass doors, creating a bright and inviting atmosphere filled with natural light. The open-concept kitchen and living area offers an airy, spacious feel—perfect for entertaining. The kitchen features granite countertops, a peninsula-style breakfast bar with seating, and seamless flow into the living space. Step outside from the living room onto your private balcony, ideal for relaxing and enjoying coastal breezes. Both bedrooms are generously sized and offer large closets. The unit includes in-unit laundry, with washer and dryer included (washer approximately 1 year old). A standout feature is the secure, private 12’ x 12’ storage room located on the ground floor, accessible from inside the building, with a rear door opening directly to the docks. While this unit does not include a deeded dock, dock slips are occasionally available for purchase or rent. The condo also includes one reserved carport parking space. Additional Features & Amenities Community on-demand hot water Locked storage on the same floor as the condo Covered community bike storage Heated pool and spa Poolside cabana and lounge areas Outdoor gas grills Well-appointed clubhouse and fitness center Enjoy the ultimate waterfront lifestyle with optional dock access for fishing and boating, easy Intracoastal and Gulf access, and close proximity to Clearwater Beach, Publix, charming cafés, boutiques, and everyday conveniences. The Clearwater Marine Aquarium is just minutes away, and the Jolley Trolley offers easy transportation to all the best local destinations. Island living doesn’t get better than this—schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
971
Sqft
1.81 ac
Lot size
1961
Year built
One
Levels
$489
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,806 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,806/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.3%
$/sqft vs Clearwater actives
$489 vs $224
Days on market
194 vs 55 typical
Where $489/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 223 ISLAND WAY UNIT 4A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$515,000
223 ISLAND WAY UNIT 6D · same community
2 bd · 2 ba · 1,370 sqft · $376/sqft · 48 DOM
Sold · Mar ’26$650,000
223 ISLAND WAY UNIT 5D · same community
2 bd · 2 ba · 1,370 sqft · $474/sqft · 281 DOM
Sold · Apr ’26$625,000
223 ISLAND WAY UNIT 5E · same community
2 bd · 2 ba · 1,370 sqft · $456/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 223 ISLAND WAY UNIT 4A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 223 ISLAND WAY UNIT 4A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
223 ISLAND WAY UNIT 4A FAQs
What would the monthly payment be for 223 ISLAND WAY UNIT 4A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,806/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 223 ISLAND WAY UNIT 4A?+
The most recent tax bill on record (2024) was $7,670. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 223 ISLAND WAY UNIT 4A?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $475,000, this home is listed about 73% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 223 ISLAND WAY UNIT 4A?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CLEARWATER 33767 market on paper
$475,000 is 14% below the CLEARWATER 33767 median of $550,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
194 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $485,000, now $475,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tom Byrnes. MLS #TB8467188.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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