David Ramirez
$387,000$410,0004 bd3 ba2,077 sqft$186 /sqft$3,358 /mo all-in ↓

809 TENNYSON MILL CIRCLE, TAMPA, FL, 33619

Active195 days on marketListed Jan 20, 2026MLS #TB8466402

Reduced $23KTownhousePALM RIVER TWNHMS PT REPL

About this home

809 TENNYSON MILL CIRCLE

~ QUALIFIES FOR $5,000 CASH BACK AT CLOSING ~ STUNNING CONSERVATION VIEWS ~ UPDATED ~ NO FLOODING ~ Welcome to 809 Tennyson Mill Circle, located within the gated, waterfront community of Palm River Townhomes. Built in 2023, this beautifully updated three-story townhome offers four bedrooms, three full bathrooms, modern smart-home features, and one of the most desirable views in the entire neighborhood. The first floor is dedicated to an expansive 4-car garage, providing exceptional space for vehicles, storage, a workshop, or home gym. Upstairs, the open-concept living area is flooded with natural light and designed for both comfortable everyday living and effortless entertaining. The spacious kitchen features shaker-style cabinetry, sleek appliances, and a large walk-in pantry. Just beyond the living room, a screened-in balcony overlooks breathtaking conservation views, creating a private outdoor retreat where you can enjoy peaceful mornings and stunning sunsets with no rear neighbors in sight. Few homes in the community provide a view this special. A guest bedroom with updated luxury vinyl plank flooring and a full bathroom complete the second level, providing ideal flexibility for visitors, a home office, or multigenerational living. The third floor is home to the spacious primary suite, where you'll wake up to tranquil views just outside your window. The suite features a large walk-in closet and an en-suite bath, creating a relaxing owner's retreat. The second bedroom also features a walk-in closet, providing ample storage. A third bedroom, third full bathroom, and a dedicated laundry room complete the upper level. New luxury vinyl plank flooring extends throughout the third floor, adding both style and durability. This home is equipped with several smart-home upgrades, including Eufy fingerprint and keyless entry, an Ecobee smart thermostat, and myQ app-controlled garage access. The low HOA fee includes water, sewer, trash, high-speed internet, grounds maintenance, pest control, and more. Residents enjoy access to a community pool, waterfront dock, and kayak launch with incredible views of McKay Bay and the downtown Tampa skyline. Ideally situated just 10 minutes from Downtown Tampa and Ybor City, and minutes from transformative developments such as Gasworx and the Ybor Harbor Project, this location offers both convenience and exciting future growth potential. With modern construction, extensive upgrades, smart-home technology, and some of the most stunning conservation views in Palm River Townhomes, 809 Tennyson Mill Circle is a rare opportunity you won't want to miss!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,077

Sqft

0.03 ac

Lot size

4

Garage

2023

Year built

Three Or More

Levels

$186

Per sqft

Trees/Woods & Water viewNegotiablePets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Smart Home · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesEast
ParkingAssigned · Driveway · Guest · Oversized
ExteriorBalcony · Lighting · Sidewalk

Community & fees

HOA fee$350/mo
Taxes (2024)$4,786/yr
PetsYes
CommunityBay/Harbor Front · Dock · Fishing · Water Access · Waterfront · Community Mailbox · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,358 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,278
FHA mortgage insurance (est.)$171
Property tax — 2024 actual bill$399
HOA fee — from the listing$350
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,545Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,545
Interest rate6.00%
Loan term

Estimated payment

$3,358/mo

Principal & interest$2,278
FHA mortgage insurance (est.)$171
Property taxes (actual bill)$399
HOA / condo fee$350
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $387K
$357KedgeAI estimate $539,934 · range $372K$589K$613K

vs edgeAI estimate

−28.3%

$/sqft vs Tampa actives

$186 vs $300

Days on market

195 vs 33 typical

Where $186/sqft sits among the 400 Tampa actives

152 · this home
123
55
23
15
32
$153–264$264–376$376–487$487–598$598–709$709+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 809 TENNYSON MILL CIRCLE

Drive times from this address

Downtown Tampa7 min
Tampa Int’l Airport (TPA)20 min
Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33619 — neighborhood snapshot

Population

40,302

Median age

33.4

Median income

$63,193

Median home value

$220,300

Avg household

2.67

Households w/ children

4,737

For the school run

Hillsborough County School District

HighBrandon High School★★★★
ElementaryKenly Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

183 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the TAMPA 33619 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $387,000 $23K
Jan 20, 2026Listed at $410,000 · 195 days on market since
2023Built · PALM RIVER TWNHMS PT REPL

Reality check

What actually sold near 809 TENNYSON MILL CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4567 TUSCAN LOON DRIVESold · Aug ’25

$384,000

4567 TUSCAN LOON DRIVE

4 bd · 3 ba · 2,077 sqft · $185/sqft · 26 DOM

2008 S 58TH STREETSold · May ’26

$475,000

2008 S 58TH STREET

4 bd · 3 ba · 2,078 sqft · $229/sqft · 9 DOM

4620 WILLET COOPER COURTSold · May ’26

$380,000

4620 WILLET COOPER COURT

3 bd · 3 ba · 2,030 sqft · $187/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 809 TENNYSON MILL CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 809 TENNYSON MILL CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

809 TENNYSON MILL CIRCLE FAQs

What would the monthly payment be for 809 TENNYSON MILL CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,358/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 809 TENNYSON MILL CIRCLE?+

The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 809 TENNYSON MILL CIRCLE?+

The most recent tax bill on record (2024) was $4,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 809 TENNYSON MILL CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $387,000, this home is listed about 17% below the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 809 TENNYSON MILL CIRCLE?+

Brandon High School (high), Kenly Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$387,000 runs 17% above the TAMPA 33619 median — but at 2,077 sqft it's also 30% larger than the typical Tampa listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

195 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $410,000, now $387,000 — a $23K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Rose Murtha. MLS #TB8466402.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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