2527 RIDGETOP WAY, VALRICO, FL, 33594
Active188 days on marketListed Jan 17, 2026MLS #TB8465839
About this home
2527 RIDGETOP WAY
This is the home buyers have been waiting for, updated, move-in ready, and priced perfectly for today’s improving interest-rate environment. With rates just hitting recent lows, the timing could not be better to secure a turnkey home with space and flexibility. This home offers 3 bedrooms plus an oversized bonus room that easily functions as a 4th bedroom, home office, or flex space. Storage is abundant throughout, including an exceptionally large laundry room with endless potential for added cabinetry and organization. Sitting on an oversized 0.26-acre lot with no HOA or CDD, this property provides the freedom most buyers struggle to find. There’s ample space in both the front and backyard for entertaining, pets, and family gatherings, plus the option to add double gates on both sides of the yard, perfect for parking trailers, boats, or recreational vehicles. Inside, everything has already been done for you. The home feels brand new with fully renovated bathrooms, fresh interior and exterior paint, new doors and hardware, luxury vinyl flooring throughout, and modern fixtures in every room. The kitchen has been completely remodeled with new solid-surface countertops, new cabinetry, and brand-new stainless steel appliances, a true centerpiece of the home. Turnkey, thoughtfully updated, and located close to shopping, dining, and schools, this property checks every box buyers are searching for right now. Homes like this - with space, updates, and no restrictions are rare, and with interest rates moving favorably, this is the moment to act.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,788
Sqft
0.26 ac
Lot size
1980
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,750 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,750/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs Valrico actives
$190 vs $218
Days on market
188 vs 34 typical
Where $190/sqft sits among the 193 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Ridgeland — neighborhood snapshot
Population
998
Median age
44
Median income
$121,563
Median home value
$407,600
Avg household
3
Households w/ children
131
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
105 of 193
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 2527 RIDGETOP WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$349,000
915 S MILLER ROAD · same community
3 bd · 2 ba · 1,774 sqft · $197/sqft · 29 DOM
Sold · Jun ’26$360,000
2618 RIDGETOP WAY · same community
4 bd · 2 ba · 1,853 sqft · $194/sqft · 3 DOM
Sold · Mar ’26$320,000
909 SILVER RIDGE WAY · same community
3 bd · 2 ba · 1,457 sqft · $220/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2527 RIDGETOP WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2527 RIDGETOP WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2527 RIDGETOP WAY FAQs
What would the monthly payment be for 2527 RIDGETOP WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,750/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2527 RIDGETOP WAY?+
The most recent tax bill on record (2025) was $5,290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2527 RIDGETOP WAY?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $339,500, this home is listed about 29% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2527 RIDGETOP WAY?+
Valrico Elementary School (elementary), Mulrennan Middle School (middle), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VALRICO 33594 market on paper
$339,500 is 16% below the VALRICO 33594 median of $404,999, and at $190/sqft it sits under the Valrico average of $217.
02Time on market is leverage
188 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Valrico Elementary School, Mulrennan Middle School, Durant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $410,000, now $339,500 — a $71K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS-BRANDON REALTY · Dylan Hamilton. MLS #TB8465839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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