David Ramirez
$1,899,000$2,275,0005 bd5 ba5,252 sqft$362 /sqft$12,861 /mo all-in ↓

8871 SILVERTHORN ROAD, SEMINOLE, FL, 33777

Active189 days on marketListed Jan 17, 2026MLS #TB8465707

Reduced $376KWaterfrontPrivate poolSingle Family ResidenceBAYOU CLUB ESTATES TR 2 PH 3

Come see it

Upcoming open houses

Sat, Aug 1

1:00 PM – 4:00 PM

Open House Saturday, Aug. 1, 2026 from 1-4 PM. Hosted by Greta Hart and Monika Krolivcova.

Sun, Aug 2

1:00 PM – 4:00 PM

Open House Sunday, Aug. 2, 2026 from 1-4 PM. Hosted by Greta Hart and Monika Krolivcova

About this home

8871 SILVERTHORN ROAD

Modern Tuscan revival architecture and thoughtful innovation converge in this exceptional Mediterranean style Luxury custom-built Two story residence in Bayou Club Estates, where openness, comfort, and quiet sophistication define every space. Meticulously designed and exquisitely finished, the home reveals superior craftsmanship from the moment you step inside. At its heart is a sun-filled, two-story living area framed by a dramatic wall of windows, Tuscan style columns all overlooking the paver terrace and resort-style pool, custom built in 2022. The expansive outdoor environment is designed for effortless enjoyment: a sweeping paver deck ideal for entertaining, a shimmering, new-generation pool that invites relaxation, a putting green and a full-size built-in gas fire pit that sets the tone for memorable evenings under the stars. Just off the entry, an inviting dining room, enhanced by a custom built-in buffet, flows seamlessly into the living area. Adjoining the kitchen is a casual dining space ideal for everyday meals form a true culinary hub, featuring chef-grade appliances, custom cabinetry, a large center island, and quartz countertops. Adjacent to the kitchen is a spacious utility room offering abundant cabinetry, a full-size washer and dryer, and generous storage. This highly functional workspace transitions naturally into an inviting family room anchored by a gas fireplace with custom built-ins & huge mantle with a striking architectural window flooding the room with light, creating the perfect setting for both intimate meals and lively gatherings. The light-filled family room offers a year-round retreat with serene views of the gardens and pool. A split bedroom layout ensures privacy for all. The main level includes a spacious home office, a secondary ensuite bedroom, and a generous flex room—currently used as an exercise studio—with an adjacent full pool bath. Upstairs, the primary suite serves as a calming sanctuary, offering generous proportions, a spa-inspired ambiance, an expansive double walk-in closet and a private second story terrace overlooking the private backyard. A landing between the upper-level bedrooms provides a striking overlook to the lower level and opens to a private terrace with views of the front green space. Two additional bedrooms, connected by a Jack-and-Jill bath, and a dedicated study with integrated shelving complete the upper floor. Set on a large waterfront lot, the backyard is an oasis for everyday living and weekend recreation. A private dock allows for small-craft access to a peaceful waterway that meanders toward the Bay and the Gulf. The fully usable green space offers ample room to play, ideal for both pets and children. Practical luxuries and value added improvements include a new concrete, barrel tile roof, an oversized, split four-car garage, newer kitchen & baths and exceptional storage throughout. Perfectly positioned in the heart of the Largo/Seminole area, the Bayou Club community is comprised of 400 homes on just over 400 acres boasting that “Old Florida” feel and a Tom Fazio designed Golf Course offering an optional membership. This premier Country Club features 24 hour gated security and full-time security guard. Elegant, functional, and beautifully private, this home embodies the quintessential Bayou Club lifestyle!

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

5,252

Sqft

0.45 ac

Lot size

4

Garage

2001

Year built

Two

Levels

$362

Per sqft

Private poolWaterfrontFireplacePark/Greenbelt & Pool & Trees/Woods & Water viewNegotiablePets allowed

Inside

FlooringPorcelain Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Natural Gas · Zoned
FurnishedNegotiable

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Concrete · Stucco
FoundationBlock · Other · Slab
ViewPark/Greenbelt · Pool · Trees/Woods · Water
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Golf Cart Parking · Oversized · Split Garage · Workshop in Garage
ExteriorBalcony · Fire Pit · French Doors · Irrigation System · Lighting · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered · Storage

Community & fees

HOA fee$335/mo
Taxes (2024)$16,889/yr
PetsYes
CommunityCanal Front · Dock · Water Access · Waterfront · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Golf · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,861 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,247
PMI (est., until 20% equity)$712
Property tax — 2024 actual bill$1,407
HOA fee — from the listing$335
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $189,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $189,900
Interest rate6.00%
Loan term

Estimated payment

$12,861/mo

Principal & interest$10,247
PMI (est., until 20% equity)$712
Property taxes (actual bill)$1,407
HOA / condo fee$335
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Seminole actives

$362 vs $252

Days on market

189 vs 44 typical

Where $362/sqft sits among the 300 Seminole actives

64
38
56
46
45
51 · this home
$109–159$159–208$208–257$257–307$307–356$356+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayou Club

Map of 8871 SILVERTHORN ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Bayou Club — neighborhood snapshot

Population

1,832

Median age

52

Median income

$118,551

Median home value

$597,001

Avg household

3

Households w/ children

164

For the school run

Pinellas County School District

ElementaryBardmoor Elementary School★★★★
MiddlePinellas Park Middle School★★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

163 of 300

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 567% above the SEMINOLE 33777 median. See the full Seminole market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,899,000 $376K
Jan 17, 2026Listed at $2,275,000 · 189 days on market since
2001Built · BAYOU CLUB ESTATES TR 2 PH 3

Reality check

What actually sold near 8871 SILVERTHORN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9401 93RD STREETSold · Jul ’25

$1,900,000

9401 93RD STREET

4 bd · 4 ba · 4,682 sqft · $406/sqft · 74 DOM

9183 WATERASH LANE NSold · Feb ’26

$2,200,000

9183 WATERASH LANE N

5 bd · 3.5 ba · 5,900 sqft · $373/sqft · 17 DOM

7394 KINDAL POINTSold · Apr ’26

$1,675,000

7394 KINDAL POINT

5 bd · 4.5 ba · 4,510 sqft · $371/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8871 SILVERTHORN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8871 SILVERTHORN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8871 SILVERTHORN ROAD FAQs

What would the monthly payment be for 8871 SILVERTHORN ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,861/mo — principal and interest, the actual property-tax bill, the $335/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8871 SILVERTHORN ROAD?+

The association fee works out to $335 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8871 SILVERTHORN ROAD?+

The most recent tax bill on record (2024) was $16,889. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8871 SILVERTHORN ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $1,899,000, this home is listed about 362% above the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 8871 SILVERTHORN ROAD?+

Bardmoor Elementary School (elementary), Pinellas Park Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,899,000 runs 567% above the SEMINOLE 33777 median — but at 5,252 sqft it's also nearly 3 times the size of the typical Seminole listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

189 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Bardmoor Elementary School, Pinellas Park Middle School, Dixie M. Hollins High School — Bardmoor Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,275,000, now $1,899,000 — a $376K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Rich Rippetoe. MLS #TB8465707.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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