David Ramirez
$425,000$524,9002 bd2 ba1,269 sqft$335 /sqft$3,540 /mo all-in ↓

100 PIERCE STREET UNIT 305, CLEARWATER, FL, 33756

Active196 days on marketListed Jan 18, 2026MLS #TB8465485

Reduced $100KFully furnishedCondominiumPIERCE 100 CONDO

About this home

100 PIERCE STREET UNIT 305

Fully furnished unit with stunning water views and reduced price! Experience the best of Clearwater’s waterfront living at the iconic “100 Pierce” building—perfectly positioned near Downtown and just off the bridge to Clearwater Beach. Enjoy easy access to the new BayCare Sound at Coachman Park, the amphitheater offers a vibrant mix of music concerts and events. Situated right next to the Clearwater Marina where you can park your boat and utilize the lush green space and enjoy waterfront recreation. This 1,269 SF residence on the third floor delivers a rare, “on-the-water” feel thanks to wall-to-ceiling windows and a patio that opens to a broad waterfront promenade with stunning Intracoastal views. A short, gated entry from the patio provides direct access to the open-air promenade—ideal for enjoying sunrise strolls, fresh air, and the waterfront atmosphere right outside your door. From the promenade, take the stairs down to the pool and spa area, with a convenient grilling space nearby. Inside, you’ll find a newly updated kitchen featuring stainless steel appliances, quartz countertops, tile backsplash, wood cabinetry, and a breakfast bar. The layout includes two bedrooms, each with an ensuite bathroom, offering comfort and privacy for guests or flexible living. Both bathrooms have been updated with new sinks, vanities and fixtures that provides a spa like environment. Additional updates to the unit include new luxury flooring in the main living area, new fans, new light fixtures and fresh paint. A secured under-building garage with assigned parking, elevator access, same-floor laundry, fishing pier, activities room and storage on the 12th floor complete the list of conveniences for this great unit. Condo fee includes: Cable TV, Internet, Water, Sewer, Trash, Community Pool, Spa, Exterior & Grounds Maintenance, Maintenance Repairs, Pool Maintenance, Recreational Facilities, and Escrow Reserves Fund. Call and book your showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,269

Sqft

1

Garage

1974

Year built

One

Levels

$335

Per sqft

Water viewFurnished

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorPrimary Bedroom Main Floor · Split Bedroom
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofOther
ConstructionConcrete
FoundationSlab
ViewWater
FacesWest
ExteriorSliding Doors

Community & fees

Taxes (2025)$8,285/yr
PetsDogs OK
CommunityIntracoastal Waterway · Buyer Approval Required · Community Mailbox · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,540 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$690
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,540/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$690
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$406KedgeAI estimate $431,033 · range $423K$444K$462K

vs edgeAI estimate

−1.4%

$/sqft vs PIERCE 100 CONDO

$335 vs $351

Days on market

196 vs 47 typical

Where $335/sqft sits among the 6 homes for sale in PIERCE 100 CONDO

3 · this home
1
1
0
0
1
$311–338$338–364$364–390$390–416$416–443$443+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 100 PIERCE STREET UNIT 305

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33756 — neighborhood snapshot

Population

32,928

Median age

45

Median income

$63,990

Median home value

$335,800

Avg household

2.46

Households w/ children

2,867

For the school run

Pinellas County School District

ElementaryPlumb Elementary School★★★★
HighClearwater High School★★★★★
MiddleOak Grove Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

2 of 6

PIERCE 100 CONDO have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the CLEARWATER 33756 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $100K
Jan 18, 2026Listed at $524,900 · 196 days on market since
1974Built · PIERCE 100 CONDO

Reality check

What actually sold near 100 PIERCE STREET UNIT 305

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

100 PIERCE STREET UNIT 1301Sold · Apr ’26

$475,000

100 PIERCE STREET UNIT 1301 · same community

2 bd · 2 ba · 1,269 sqft · $374/sqft · 37 DOM

100 PIERCE STREET UNIT 1007Sold · Jun ’26

$430,000

100 PIERCE STREET UNIT 1007 · same community

2 bd · 2 ba · 1,479 sqft · $291/sqft · 124 DOM

100 PIERCE STREET UNIT 1205Sold · Jul ’26

$685,000

100 PIERCE STREET UNIT 1205 · same community

3 bd · 3 ba · 2,130 sqft · $322/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 100 PIERCE STREET UNIT 305 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 100 PIERCE STREET UNIT 305 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

100 PIERCE STREET UNIT 305 FAQs

What would the monthly payment be for 100 PIERCE STREET UNIT 305?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,540/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 100 PIERCE STREET UNIT 305?+

The most recent tax bill on record (2025) was $8,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 100 PIERCE STREET UNIT 305?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $425,000, this home is listed about 55% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 100 PIERCE STREET UNIT 305?+

Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$425,000 runs 25% above the CLEARWATER 33756 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

196 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $524,900, now $425,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Christopher Ribar. MLS #TB8465485.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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100 PIERCE STREET UNIT 305, CLEARWATER, FL — 2 Bed, 2 Bath — $425,000 | CENTURY 21 Edge