David Ramirez
$3,599,000$4,500,0006 bd5.5 ba5,206 sqft$691 /sqft$22,254 /mo all-in ↓

482 HERMOSITA DRIVE, ST PETE BEACH, FL, 33706

Active198 days on marketListed Jan 16, 2026MLS #TB8465360

Reduced $901KWaterfrontPrivate poolSingle Family ResidenceVINA-DEL-MAR SEC 3

Come see it

Upcoming open house

Sun, Aug 2

11:00 AM – 3:00 PM

About this home

482 HERMOSITA DRIVE

Welcome to your one of a kind waterfront estate in the island community of Vina del Mar situated just off Pass a Grille Beach. Situated on a double lot with 137 feet of direct water frontage with not one but two boat docks! This expansive residence offers the ultimate Florida coastal lifestyle with space, luxury, and unmatched boating access. Be your own captain with Sailboat and Yacht water right out back with no bridges to hurdle to get to open water. This 6-bedroom, 5.5-bath stately home is designed for both everyday comfort and large-scale entertaining. A circular driveway provides impressive arrival and ample parking, while the backyard unfolds into a private resort setting. Enjoy a 65-foot saltwater pool perfect for swimming laps, or having your very own pool party while easily accessing the connected hot tub. The ample pool patio and decking offers abundant space for outdoor dining, lounging, sunset gatherings, and large corporate or personal events — all overlooking the water surrounded by lush and tropical Palm trees and foliage. For boating enthusiasts, the property features two private docks, a 12,000 lb electric boat lift, and quick access to open water — a true boater’s dream. Inside, the home offers high-end finishes throughout, including premium Sub Zero and Wolfe appliances and a kitchen ready for your own transformation — with professional renderings and contractor quote available for buyers who want to bring their own vision to life. The primary and expansive master suite is a relaxing retreat surrounded with natural light, sliders that lead right to the hot tub, pool, and boat docks, boasting three large closets perfect for your shoe collection, and featuring a glass-enclosed shower and a jetted soaking tub for spa-like comfort. The 2nd master bedroom and ensuite bath in the East wing also offers natural sunlight with access to the pool/hot tub and docks from the room. The living room offers a wood burning fire place that can be taken in from the Kitchen and large dining room. Right off the living room to the north is a tucked away guest bedroom and full size bathroom. To the north is a brand new full bathroom and office. To the west of the main entrance and foyer is the great room, a perfect room to congregate and make memories while directly to the right are side by side guest rooms and a shared full guest room. When you enter the home your eyes will gravitate to the second floor loft with half bath, perfect for a bedroom, office, yoga/pilates studio with amazing views in every direction. The east and west garages offer plenty of room for three vehicles and your very own LSV golf cart to transport yourself from the island to the beach with ease. The washer and dryer located in the east garage is just off the kitchen. With an unbeatable waterfront setting, this property presents a rare opportunity to own a premier estate in one of St. Pete Beach’s most sought-after neighborhoods. Luxury. Space. Boating. Location. This is waterfront living at its finest. Seller Financing available, inquire within.

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

5,206

Sqft

0.39 ac

Lot size

4

Garage

1964

Year built

One

Levels

$691

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewWater
FacesNortheast
ParkingCircular Driveway · Driveway · Garage Door Opener · Golf Cart Garage · Golf Cart Parking · Ground Level · Off Street · Oversized · Split Garage
ExteriorBalcony · Irrigation System · Lighting · Outdoor Shower · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$15,897/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Available · Propane · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$22,254 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$19,420
PMI (est., until 20% equity)$1,350
Property tax — 2025 actual bill$1,325
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $359,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $359,900
Interest rate6.00%
Loan term

Estimated payment

$22,254/mo

Principal & interest$19,420
PMI (est., until 20% equity)$1,350
Property taxes (actual bill)$1,325
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Pete Beach actives

$691 vs $509

Days on market

198 vs 85 typical

Where $691/sqft sits among the 178 St Pete Beach actives

67
41
33 · this home
12
11
14
$278–437$437–596$596–756$756–915$915–1074$1074+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Vina Del Mar

Map of 482 HERMOSITA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Vina Del Mar — neighborhood snapshot

Population

1,068

Median age

62

Median income

$133,052

Median home value

$1,143,400

Avg household

2

Households w/ children

47%

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
MiddleBay Point Middle School★★★★★
ElementaryAzalea Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

86 of 178

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 700% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,599,000 $901K
Jan 16, 2026Listed at $4,500,000 · 198 days on market since
1964Built · VINA-DEL-MAR SEC 3

Reality check

What actually sold near 482 HERMOSITA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

243 HERMOSITA DRIVESold · Dec ’25

$1,975,000

243 HERMOSITA DRIVE · same community

3 bd · 2.5 ba · 2,348 sqft · $841/sqft · 179 DOM

403 HERMOSITA DRIVESold · Feb ’26

$1,600,000

403 HERMOSITA DRIVE · same community

3 bd · 2.5 ba · 2,248 sqft · $712/sqft · 75 DOM

253 HERMOSITA DRIVESold · Apr ’26

$1,650,000

253 HERMOSITA DRIVE · same community

3 bd · 2 ba · 2,140 sqft · $771/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 482 HERMOSITA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 482 HERMOSITA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

482 HERMOSITA DRIVE FAQs

What would the monthly payment be for 482 HERMOSITA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,254/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 482 HERMOSITA DRIVE?+

The most recent tax bill on record (2025) was $15,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 482 HERMOSITA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $3,599,000, this home is listed about 501% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 482 HERMOSITA DRIVE?+

Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$3,599,000 runs 700% above the ST PETE BEACH 33706 median — but at 5,206 sqft it's also nearly 4 times the size of the typical St Pete Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

198 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $4,500,000, now $3,599,000 — a $901K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY · Brandon Tecklenburg. MLS #TB8465360.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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