13690 ORANGE SUNSET DRIVE UNIT 102, TAMPA, FL, 33618
Active202 days on marketListed Jan 16, 2026MLS #TB8465240
About this home
13690 ORANGE SUNSET DRIVE UNIT 102
This waterfront ground-level 2-bedroom, 1-bath charmer comes with all the perks: a private boat ramp for your inner captain, a fitness center to work off those post-boat snacks, and a community pool for when the lake feels like soup. Your car gets its own VIP carport plus a bonus reserved spot just steps from the building for those rainy days or when you're wrangling a tiny tot(s), groceries and your last shred of patience all at the same time. So that's 2 reserved parking spots just for you. Another perk that comes with this unit is a storage closet under the stairs, right outside your door for all of the "I'll use it someday" treasures. Inside enjoy newer luxury vinyl, your own washer and dryer(because laundry day should be clothes-optional), and access to a community laundry room if you're feeling social. The fenced backyard is just the right size — big enough for fun, small enough to clean quickly so you can back to boating, skiing, and fishing. All of this wrapped up in a gated community for that extra "exclusive club" feel.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
877
Sqft
0.02 ac
Lot size
1976
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,917 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,917/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.7%
$/sqft vs WHISPERING OAKS
$197 vs $194
Days on market
202 vs 41 typical
Where $197/sqft sits among the 16 homes for sale in WHISPERING OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
8 of 16
WHISPERING OAKS have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the TAMPA 33618 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 13690 ORANGE SUNSET DRIVE UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$105,000
13722 ORANGE SUNSET DRIVE UNIT 201 · same community
1 bd · 1 ba · 819 sqft · $128/sqft · 0 DOM
Sold · Oct ’25$225,000
4715 LARCH DRIVE · same community
3 bd · 1 ba · 1,004 sqft · $224/sqft · 29 DOM
Sold · Jun ’26$145,000
13755 ORANGE SUNSET DRIVE UNIT 101 · same community
1 bd · 1 ba · 703 sqft · $206/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13690 ORANGE SUNSET DRIVE UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13690 ORANGE SUNSET DRIVE UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13690 ORANGE SUNSET DRIVE UNIT 102 FAQs
What would the monthly payment be for 13690 ORANGE SUNSET DRIVE UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,917/mo — principal and interest, the actual property-tax bill, the $446/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13690 ORANGE SUNSET DRIVE UNIT 102?+
The association fee works out to $446 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13690 ORANGE SUNSET DRIVE UNIT 102?+
The most recent tax bill on record (2024) was $2,596. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13690 ORANGE SUNSET DRIVE UNIT 102?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $172,900, this home is listed about 62% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13690 ORANGE SUNSET DRIVE UNIT 102?+
Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TAMPA 33618 market on paper
$172,900 is 37% below the TAMPA 33618 median of $275,000, and at $197/sqft it sits under the Tampa average of $345.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
202 days on market against a Tampa median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Buchanan Middle School, Lake Magdalene Elementary School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $179,900, now $172,900 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Duskie Smith. MLS #TB8465240.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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