David Ramirez
$420,000$470,0006 bd3 ba3,388 sqft$124 /sqft$3,134 /mo all-in ↓

10657 STANDING STONE DR, WIMAUMA, FL, 33598

Active183 days on marketListed Jan 22, 2026MLS #TB8465219

Reduced $50KFully furnishedSingle Family ResidenceHIGHLAND ESTATES

About this home

10657 STANDING STONE DR

Massive Price Drop!! Welcome to this freshly painted, well-maintained 6-bedroom, 3-bath single-family home located in the peaceful community of Wimauma, where space, comfort, and convenience come together. With a generous layout, this home is ideal for large families, multi-generational living, or anyone needing extra rooms for a home office, gym, or guest space. The kitchen features granite countertops and a full appliance package, offering a functional and stylish hub for everyday living and entertaining. Spacious living areas flow seamlessly throughout the home, while six versatile bedrooms provide flexibility to suit your lifestyle. Three full bathrooms add comfort and ease for busy households. Step outside and enjoy a location surrounded by natural beauty and outdoor recreation, including nearby Little Manatee River State Park, scenic walking trails, and easy access to kayaking, hiking, and wildlife viewing. Just a short drive away, you’ll find Apollo Beach, Ruskin waterfront dining, and Gulf Coast beaches, along with shopping and dining options in Riverview and Brandon. Downtown Tampa, sporting events, and cultural attractions are also within easy reach. Move-in ready, freshly updated, and ideally located, this home offers the perfect blend of quiet Florida living with access to everything the Tampa Bay area has to offer. * Solar Panels to be paid off at closing**

Facts & features

The home at a glance

6

Bedrooms

3

Bathrooms

3,388

Sqft

0.14 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$124

Per sqft

FurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile · Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofOther
ConstructionStucco
FoundationSlab
FacesWest
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$17/mo
Taxes (2024)$3,582/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,134 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2024 actual bill$299
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,134/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$299
HOA / condo fee$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$383KedgeAI estimate $419,774 · range $399K$449K$467K

vs edgeAI estimate

+0.1%

$/sqft vs HIGHLAND ESTATES

$124 vs $283

Days on market

183 vs 44 typical

Where $124/sqft sits among the 6 homes for sale in HIGHLAND ESTATES

1 · this home
1
0
1
1
2
$124–159$159–193$193–228$228–263$263–297$297+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Map of 10657 STANDING STONE DR

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

WIMAUMA 33598 — neighborhood snapshot

Population

29,119

Median age

35.8

Median income

$91,649

Median home value

$352,800

Avg household

3.1

Households w/ children

3,648

For the school run

Hillsborough County School District

ElementaryWimauma Elementary School★★★★★
MiddleShields Middle School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wimauma market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$369K$362K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

4 of 6

HIGHLAND ESTATES have cut their price

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the WIMAUMA 33598 median. See the full Wimauma market guide →

Paper trail

This home's history

CurrentPrice reduced to $420,000 $50K
Jan 22, 2026Listed at $470,000 · 183 days on market since
2017Built · HIGHLAND ESTATES

Reality check

What actually sold near 10657 STANDING STONE DR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1500 8TH STREET SESold · Nov ’25

$365,000

1500 8TH STREET SE · same community

3 bd · 2 ba · 2,617 sqft · $139/sqft · 402 DOM

2725 NE 8th Ave, Wilton Manors FL 33334Sold · Dec ’25

$566,400

2725 NE 8th Ave, Wilton Manors FL 33334 · same community

3 bd · 3 ba · 2,186 sqft · $259/sqft · 18 DOM

850 NE 173rd Terrace, Miami FL 33162Sold · Jun ’26

$766,000

850 NE 173rd Terrace, Miami FL 33162 · same community

3 bd · 2 ba · 1,756 sqft · $436/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10657 STANDING STONE DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10657 STANDING STONE DR — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10657 STANDING STONE DR FAQs

What would the monthly payment be for 10657 STANDING STONE DR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,134/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10657 STANDING STONE DR?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10657 STANDING STONE DR?+

The most recent tax bill on record (2024) was $3,582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10657 STANDING STONE DR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $420,000, this home is listed about 14% above the Wimauma median of $370,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10657 STANDING STONE DR?+

Wimauma Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$420,000 runs 20% above the WIMAUMA 33598 median — but at 3,388 sqft it's also 66% larger than the typical Wimauma listing.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

183 days on market against a Wimauma median of 44 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $470,000, now $420,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Keegan Siegfried. MLS #TB8465219.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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