4898 SOUTHERN VALLEY LOOP, BROOKSVILLE, FL, 34601
Active176 days on marketListed Jan 28, 2026MLS #TB8464716
About this home
4898 SOUTHERN VALLEY LOOP
Welcome to this stunning, less than one-year-old executive home located in the prestigious Southern Hills community, a premier luxury golf course neighborhood offering resort-style living near Tampa and a private airport. Perfectly positioned on the golf course, this exceptional 5-bedroom, 4-bath residence combines elegance, space, and modern design ideal for growing families or multigenerational living. Step inside to discover luxury tile flooring throughout the main living areas, soaring ceilings accented by custom wood beams, and a gorgeous open-concept layout designed for both everyday comfort and entertaining. The expansive chef’s kitchen seamlessly opens to the large living room and eat-in dining area, all overlooking breathtaking golf course views. Features include a large walk-in pantry, separate butler’s pantry, and abundant cabinetry and counter space. The oversized owner’s suite is conveniently located on the ground level and serves as a private retreat, complete with a spa-like owner’s bathroom featuring upscale finishes and generous space. Additional bedrooms and bathrooms are thoughtfully designed to accommodate family and guests, while an upstairs living area provides a flexible bonus space perfect for a media room, playroom, or secondary lounge. This top-tier executive home also offers an oversized garage, ample storage throughout, and high-quality construction with modern finishes. A majority of the community development district (CDD) has already been paid, providing added value for the next owner. Located within the luxurious Southern Hills golf community, residents enjoy beautifully maintained surroundings, access to championship golf, and a prime location close to Tampa, shopping, dining, and a nearby private airport. This exceptional property offers the perfect blend of luxury, functionality, and lifestyle in one of the area’s most sought-after communities.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,890
Sqft
0.31 ac
Lot size
3
Garage
2025
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,862 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,862/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SOUTHERN HILLS PLANTATION PH 2
$194 vs $250
Days on market
176 vs 45 typical
Where $194/sqft sits among the 14 homes for sale in SOUTHERN HILLS PLANTATION PH 2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southern Hills Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
Southern Hills Plantation — neighborhood snapshot
Population
443
Median age
60
Median income
$85,714
Median home value
$369,900
Avg household
2
Households w/ children
9%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$303K → $326K
Brooksville median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
8 of 14
SOUTHERN HILLS PLANTATION PH 2 have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4898 SOUTHERN VALLEY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$575,000
4527 SOUTHERN VALLEY LOOP · same community
5 bd · 4.5 ba · 3,890 sqft · $148/sqft · 84 DOM
Sold · Jul ’25$699,900
4656 SOUTHERN VALLEY LOOP · same community
5 bd · 4.5 ba · 3,890 sqft · $180/sqft · 246 DOM
Sold · Sep ’25$619,900
4765 SOUTHERN VALLEY LOOP · same community
5 bd · 4.5 ba · 3,890 sqft · $159/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4898 SOUTHERN VALLEY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4898 SOUTHERN VALLEY LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4898 SOUTHERN VALLEY LOOP FAQs
What would the monthly payment be for 4898 SOUTHERN VALLEY LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,862/mo — principal and interest, the actual property-tax bill, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4898 SOUTHERN VALLEY LOOP?+
The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4898 SOUTHERN VALLEY LOOP?+
The most recent tax bill on record (2025) was $2,708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4898 SOUTHERN VALLEY LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $755,000, this home is listed about 125% above the Brooksville median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4898 SOUTHERN VALLEY LOOP?+
Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$755,000 runs 99% above the BROOKSVILLE 34601 median — but at 3,890 sqft it's also nearly twice the size of the typical Brooksville listing.
02Time on market is leverage
176 days on market against a Brooksville median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $825,000, now $755,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Thomas "TJ" Homan, Jr. MLS #TB8464716.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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