320 43RD AVENUE N, ST PETERSBURG, FL, 33703
Active201 days on marketListed Jan 20, 2026MLS #TB8464660
Come see it
Upcoming open house
Sun, Aug 9
12:00 PM – 5:00 PM
Please use the QR code on the door to start self guided tour. To gain access to the detached garage or ADU - use the same code on the comb0 lockbox located on the door, fence, or water spigot
About this home
320 43RD AVENUE N
AVAILABLE NOW - BUILDER INCENTIVES AVAILABLE - ADU included! - Unbeatable Value in a Prime Location - FLOOD RESISTANT - IMPACT WINDOWS and 50-Amp Generator Inlet included - Brand-New Construction with Builder incentives available - Income-Generating Opportunity & Unmatched Value in Northeast Park. The main residence showcases spacious, open-concept living, high-end finishes, and energy-efficient design, while the detached ADU (Accessory Dwelling Unit) provides endless possibilities—whether you’re looking for a short-term rental, long-term tenant income, or a private guest suite. The featured 1-bedroom, 1-bathroom ADU above the 2-car detached garage. The apartment is a versatile space ideal for guests, a home office, or a potential income-producing rental. It offers complete privacy and a separate living space from the main house with a private entrance, a full kitchen with stainless steel appliances, a living area, and a laundry closet for stackable units. This accessory dwelling unit provides a great way to help subsidize your mortgage! Located just minutes from vibrant downtown St. Pete, pristine Gulf beaches, and top-rated schools, this home offers both a prime location and high demand for renters. Plus, with Whole Foods, Publix, 4th Street’s best dining, and waterfront parks all nearby, this property is an unbeatable investment for homeowners and investors alike. Whether you're enjoying a morning walk along the waterfront, discovering downtown’s cultural gems, or unwinding on the nearby gorgeous Gulf Coast beaches, this home places you at the center of it all.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
2,804
Sqft
0.13 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$428
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,191 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,191/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$428 vs $327
Days on market
201 vs 55 typical
Where $428/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North East Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
North East Park — neighborhood snapshot
Population
4,751
Median age
46
Median income
$106,826
Median home value
$455,136
Avg household
2
Households w/ children
683
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 186% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 320 43RD AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,350,000
108 37TH AVENUE NE · same community
4 bd · 2.5 ba · 2,797 sqft · $483/sqft · 0 DOM
Sold · Sep ’25$1,210,000
100 37TH AVENUE NE · same community
5 bd · 3 ba · 2,752 sqft · $440/sqft · 218 DOM
Sold · Apr ’26$1,650,000
900 31ST AVENUE NE
5 bd · 4 ba · 2,785 sqft · $592/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 320 43RD AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 320 43RD AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
320 43RD AVENUE N FAQs
What would the monthly payment be for 320 43RD AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,191/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 320 43RD AVENUE N?+
The most recent tax bill on record (2025) was $1,271. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 320 43RD AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,199,990, this home is listed about 179% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 320 43RD AVENUE N?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,199,990 runs 186% above the ST PETERSBURG 33703 median — but at 2,804 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Time on market is leverage
201 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,219,990, now $1,199,990 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DOMAIN REALTY LLC · Kevin Robles. MLS #TB8464660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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