7625 MARINA BAY COVE, PALMETTO, FL, 34221
Active173 days on marketListed Feb 17, 2026MLS #TB8464565
About this home
7625 MARINA BAY COVE
Welcome to this stunning South Hampton floorplan featuring 4 bedrooms, 3 bathrooms, den/office space, bonus room, and 2488 square feet of beautifully designed living space. Located within the brand-new amenity rich lifestyle community of Coasterra, this home blends modern style with everyday comfort. Beautiful luxury vinyl plank flooring runs throughout the main living areas, adding warmth and elegance. The versatile bonus room is thoughtfully positioned away from the main living area, offering a quiet spot to work from home or the flexibility to create a gym, playroom, or additional lounge area. Outside your home, you'll enjoy access to an impressive array of community features including a 60-acre lake, lakeside jogging paths, trails, various pools, sports fields and more.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,488
Sqft
0.14 ac
Lot size
2
Garage
2025
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
$/sqft vs COASTERRA
$209 vs $198
Days on market
173 vs 57 typical
Where $209/sqft sits among the 33 homes for sale in COASTERRA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
19 of 33
COASTERRA have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 7625 MARINA BAY COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$533,990
7779 OCEAN SPRAY TRAIL · same community
4 bd · 3 ba · 2,635 sqft · $203/sqft · 108 DOM
Sold · Apr ’26$524,990
7787 OCEAN SPRAY TRAIL · same community
4 bd · 3 ba · 2,655 sqft · $198/sqft · 104 DOM
Sold · Apr ’26$465,000
13221 SHELLMORE AVENUE · same community
4 bd · 2 ba · 2,723 sqft · $171/sqft · 236 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7625 MARINA BAY COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7625 MARINA BAY COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7625 MARINA BAY COVE FAQs
What would the monthly payment be for 7625 MARINA BAY COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,544/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7625 MARINA BAY COVE?+
The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7625 MARINA BAY COVE?+
The most recent tax bill on record (2025) was $539. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7625 MARINA BAY COVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $519,990, this home is listed about 32% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.
Which schools are assigned to 7625 MARINA BAY COVE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$519,990 runs 39% above the PALMETTO 34221 median — but at 2,488 sqft it's also 28% larger than the typical Palmetto listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
173 days on market against a Palmetto median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $585,230, now $519,990 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARTNEY REALTY & DEVELOPMENT · Brian Phillips. MLS #TB8464565.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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