David Ramirez
$725,000$799,0004 bd3 ba2,632 sqft$275 /sqft$4,898 /mo all-in ↓

13302 TRAILING MOSS DRIVE, DADE CITY, FL, 33525

Active184 days on marketListed Jan 21, 2026MLS #TB8464521

Reduced $74KPrivate poolSingle Family ResidenceLAKE JOVITA GOLF & COUNTRY CLUB PH 04 C

About this home

13302 TRAILING MOSS DRIVE

Exquisite resort-style living awaits within the gated, and amenity filled Lake Jovita Golf and Country Club. This 4 bedroom + office, 3 bath, 3 car garage pool home delivers a level of design, privacy, and luxurious living that immediately sets it apart. Built in 2014 and thoughtfully enhanced, this residence feels less like a house and more like a carefully curated retreat. Set on a comfortable corner lot, the manicured landscape and custom brick path set an inviting tone for the property. Through the entry, a private office tucked behind French doors offers a quiet, refined workspace, while a formal sitting room provides a welcoming introduction to the home’s elegant scale. From there, the layout opens into a true entertainer’s paradise where every detail has been selected with purpose. The expansive family room anchors the home with soaring ceilings, abundant natural light, and sliding glass doors that dissolve the boundary between indoor and outdoor living, leading to one of the most impressive outdoor spaces in Lake Jovita. The heated pool and spa are surrounded by a paver deck, lush tropical landscaping, water features, and a sun shelf that enhances the resort-style feel. A cozy covered seating area invites long evenings outdoors and alfresco dining, while the rare wrought iron fencing adds charm and peace of mind. This backyard is private, tropical, and truly special. Views from the living room stretch effortlessly into the heart of the home, where the kitchen and formal dining space come together in perfect harmony. This space feels elevated yet warm, with carefully chosen lighting, a custom pantry framed by barn doors, and a striking blend of luxury vinyl flooring, accent walls, backsplash, and cabinetry that creates a cohesive, designer-driven aesthetic throughout. The kitchen is both beautiful and functional, offering stainless steel appliances including a double oven, a large central island with breakfast bar seating, an eat-in dinette, and storage that has been customized to feel intentional rather than ordinary. It is a space designed for hosting, gathering, and everyday enjoyment. The primary suite is privately positioned away from the secondary bedrooms, creating a true retreat. Spacious sleeping quarters lead to a walk-in closet with custom built-in organizers and a luxurious ensuite bath featuring a soaking tub, walk-in shower, dual sinks with vanity seating, and additional closet storage. A second bedroom is set apart on its own, ideal for guests, with a walk-in closet and ensuite access to a full bathroom that also opens to the hallway. Bedrooms three and four are thoughtfully placed near each other and share a full bath with a tub and shower combination, creating a functional and comfortable layout for family or visitors. Additional highlights include a propane-powered whole-house generator, a laundry room, and a three-car garage. Residents of Lake Jovita enjoy access to a playground, park, pickleball court, and walking trails. Optional membership packages at the Lake Jovita Golf and Country Club include access to 2 18- hole world-class golf courses, a Jr. Olympic size swimming pool, a restaurant, a clubhouse, a fitness center, a pro shop, and a lifestyle that feels worlds away while remaining close to everyday conveniences. This home captures the very best of Florida living, call us today to schedule your private tour!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,632

Sqft

0.35 ac

Lot size

3

Garage

2014

Year built

One

Levels

$275

Per sqft

Private poolPool viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesWest
ExteriorFire Pit · Irrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$114/mo
Taxes (2024)$5,286/yr
PetsNumber Limit, Yes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,898 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2024 actual bill$441
HOA fee — from the listing$114
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,500
Interest rate6.00%
Loan term

Estimated payment

$4,898/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$441
HOA / condo fee$114
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$652KedgeAI estimate $724,412 · range $679K$771K$802K

vs edgeAI estimate

+0.1%

$/sqft vs Dade City actives

$275 vs $190

Days on market

184 vs 28 typical

Where $275/sqft sits among the 338 Dade City actives

160
98
35 · this home
14
9
22
$130–188$188–246$246–304$304–362$362–420$420+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Jovita Golf And Country Club

Map of 13302 TRAILING MOSS DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

Lake Jovita Golf And Country Club — neighborhood snapshot

Population

1,806

Median age

45

Median income

$115,994

Median home value

$456,443

Avg household

3

Households w/ children

155

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$343K$335K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

172 of 338

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 92% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

CurrentPrice reduced to $725,000 $74K
Jan 21, 2026Listed at $799,000 · 184 days on market since
2014Built · LAKE JOVITA GOLF & COUNTRY CLUB PH 04 C

Reality check

What actually sold near 13302 TRAILING MOSS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13429 TRAILING MOSS DRIVESold · Nov ’25

$835,000

13429 TRAILING MOSS DRIVE · same community

4 bd · 3 ba · 2,665 sqft · $313/sqft · 62 DOM

34516 HEAVENLY LANESold · Mar ’26

$699,900

34516 HEAVENLY LANE · same community

4 bd · 3 ba · 2,376 sqft · $295/sqft · 304 DOM

13342 TRAILING MOSS DRIVESold · Oct ’25

$667,500

13342 TRAILING MOSS DRIVE · same community

3 bd · 2.5 ba · 2,312 sqft · $289/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13302 TRAILING MOSS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13302 TRAILING MOSS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13302 TRAILING MOSS DRIVE FAQs

What would the monthly payment be for 13302 TRAILING MOSS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,898/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13302 TRAILING MOSS DRIVE?+

The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13302 TRAILING MOSS DRIVE?+

The most recent tax bill on record (2024) was $5,286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13302 TRAILING MOSS DRIVE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $725,000, this home is listed about 86% above the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13302 TRAILING MOSS DRIVE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$725,000 runs 92% above the DADE CITY 33525 median — but at 2,632 sqft it's also 21% larger than the typical Dade City listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

184 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $799,000, now $725,000 — a $74K cut. The full history is in the market section below.

Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC · Geri Lafountain. MLS #TB8464521.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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