103 E PARK STREET, TARPON SPRINGS, FL, 34689
Active201 days on marketListed Jan 14, 2026MLS #TB8464331
About this home
103 E PARK STREET
Winter Rental in Charming Tarpon Springs – Perfect for Snowbirds! Available for the winter months of 2026, this beautifully updated 3-bedroom, 1-bath home offers an ideal seasonal retreat in the heart of vibrant Tarpon Springs. Perfectly situated directly on the Pinellas Trail, this location provides effortless access to walking, biking, and enjoying Florida’s outdoor lifestyle. You’ll be just 7 blocks from the world-famous Sponge Docks and only 3 blocks from historic downtown Tarpon Springs, an area full of life and year-round fun. Downtown hosts popular First Friday events, live concerts, art festivals, and features a wonderful mix of delicious restaurants, cozy coffee shops, local breweries, and quaint boutique shops. Outdoor amenities abound with new pickleball courts and an outdoor fitness area just a block away along the trail, plus easy access to a kayak launch, dog park, and splash park. From the Sponge Docks, enjoy boat rides to nearby islands, or explore kayaking and water sports from the Anclote River all the way to the Gulf of Mexico. When you’re ready for the beach, you’re a short drive to Fred Howard Park and Beach as well as Sunset Beach, both known for their natural beauty and stunning sunsets. For added convenience, bikes and kayaks are available for rent, making it easy to fully embrace the coastal lifestyle. This is a fantastic opportunity to spend your winter months in one of Florida’s most walkable, lively, and beloved coastal communities.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
999
Sqft
0.11 ac
Lot size
2006
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tarpon Springs actives
$3 vs $245
Days on market
201 vs 48 typical
Where $3/sqft sits among the 271 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$486K → $385K
Tarpon Springs median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
144 of 271
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 E PARK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$215,000
440 CYPRESS STREET · same community
2 bd · 1 ba · 1,153 sqft · $186/sqft · 607 DOM
Sold · Sep ’25$200,000
226 N GROSSE AVENUE · same community
3 bd · 2 ba · 1,632 sqft · $123/sqft · 52 DOM
Sold · Aug ’25$406,000
107 E PARK STREET · same community
3 bd · 2 ba · 1,820 sqft · $223/sqft · 118 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 103 E PARK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 E PARK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
103 E PARK STREET FAQs
What would the monthly payment be for 103 E PARK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 103 E PARK STREET?+
The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $3,000, this home is listed about 99% below the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 103 E PARK STREET?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$3,000 is 99% below the TARPON SPRINGS 34689 median of $321,000, and at $3/sqft it sits under the Tarpon Springs average of $270.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
201 days on market against a Tarpon Springs median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ELITE REALTY · Kim Adams. MLS #TB8464331.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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