7641 SAILWINDS PASS, PORT RICHEY, FL, 34668
Active190 days on marketListed Jan 15, 2026MLS #TB8464047
About this home
7641 SAILWINDS PASS
Nestled near the Cotee River in the well-maintained Marina Palms subdivision, this charming 3-bedroom, 3-bath home offers privacy, space, and serene water views. The home overlooks a lushly landscaped pool and spa, complemented by a contiguous pond with a tranquil fountain, creating a peaceful, resort-like setting. Enjoy picturesque views from the living room, primary bedroom, dining area, and balcony. Interior features include crown molding throughout, a tray ceiling in the living room, a family-size bar ideal for entertaining, and cosmetic upgrades throughout for a fresh, modern feel. Downstairs offers a 600+ sq ft flex space complete with a bathroom and shower, perfect for a game room, guest suite, home office, or in-law space. Additional highlights include a 2-car garage. This home delivers comfort, versatility, and scenic surroundings in a desirable waterfront-adjacent community
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,360
Sqft
0.07 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,217 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,217/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Richey actives
$169 vs $191
Days on market
190 vs 38 typical
Where $169/sqft sits among the 339 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Marina Palms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
Marina Palms — neighborhood snapshot
Population
236
Median age
51
Median income
$72,941
Median home value
$305,200
Avg household
2
Households w/ children
22%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$250K → $237K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
185 of 339
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 7641 SAILWINDS PASS
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$225,000
7630 SAILWINDS PASS · same community
3 bd · 2 ba · 1,229 sqft · $183/sqft · 136 DOM
Sold · Feb ’26$220,000
6620 OELSNER STREET
3 bd · 2 ba · 1,338 sqft · $164/sqft · 166 DOM
Sold · May ’26$660,000
6312 SPOONBILL DRIVE
3 bd · 2 ba · 1,390 sqft · $475/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7641 SAILWINDS PASS — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7641 SAILWINDS PASS — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7641 SAILWINDS PASS FAQs
What would the monthly payment be for 7641 SAILWINDS PASS?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,217/mo — principal and interest, the actual property-tax bill, the $185/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7641 SAILWINDS PASS?+
The association fee works out to $185 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7641 SAILWINDS PASS?+
The most recent tax bill on record (2024) was $5,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7641 SAILWINDS PASS?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $229,900, this home is listed about 11% below the Port Richey median of $259,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7641 SAILWINDS PASS?+
Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PORT RICHEY 34668 market on paper
$229,900 is 6% below the PORT RICHEY 34668 median of $245,500, and at $169/sqft it sits under the Port Richey average of $205.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
190 days on market against a Port Richey median of 38 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $254,900, now $229,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Manuel Arroyo. MLS #TB8464047.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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