25 W SPANISH MAIN STREET, TAMPA, FL, 33609
Active206 days on marketListed Jan 15, 2026MLS #TB8463472
About this home
25 W SPANISH MAIN STREET
Located in the sought-after Beach Park neighborhood of South Tampa, this exceptional waterfront residence offers a rare blend of refined design and sweeping open-water views across Tampa Bay to St. Petersburg. Custom built and designed by Thomas Everett Lamb; the home embodies timeless elegance while embracing a sophisticated coastal lifestyle. Thoughtfully designed for privacy and comfort, each bedroom functions as a private suite with well-appointed bathrooms, ideal for both everyday living and hosting guests. The primary suite serves as a serene retreat, highlighted by tranquil water views and an atmosphere of quiet luxury. Throughout the home, meticulous craftsmanship and custom finishes underscore the integrity of the design. Expansive windows and intentional sightlines capture panoramic bay views while filling the interiors with natural light. The main living areas flow seamlessly, creating an inviting environment for relaxed living and elegant entertaining. Whether hosting intimate gatherings or larger celebrations, the layout balances beauty and functionality with ease. Designed to embrace its waterfront setting, the home offers an exceptional indoor-outdoor lifestyle. Enjoy peaceful mornings overlooking the bay, watch boats glide by throughout the day, and experience stunning sunsets stretching toward St. Petersburg. Direct access to Tampa Bay provides endless opportunities for boating and water activities, perfectly complementing Florida’s coastal way of life. This is a rare opportunity to own a custom waterfront residence where timeless design, premier location, and breathtaking views come together.
Facts & features
The home at a glance
5
Bedrooms
6.5
Bathrooms
5,524
Sqft
0.29 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$1,176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$40,428 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$40,428/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$1,176 vs $301
Days on market
206 vs 42 typical
Where $1,176/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Beach Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Beach Park — neighborhood snapshot
Population
4,628
Median age
45
Median income
$161,727
Median home value
$846,281
Avg household
2
Households w/ children
528
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
205 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1428% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 25 W SPANISH MAIN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$3,499,000
4305 W ZELAR STREET
5 bd · 5.5 ba · 5,496 sqft · $637/sqft · 642 DOM
Sold · Jun ’26$5,625,000
4804 CULBREATH ISLES ROAD
6 bd · 5.5 ba · 5,663 sqft · $993/sqft · 46 DOM
Sold · Jun ’26$3,025,000
4304 W JETTON AVENUE
5 bd · 5.5 ba · 5,293 sqft · $572/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 25 W SPANISH MAIN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25 W SPANISH MAIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
25 W SPANISH MAIN STREET FAQs
What would the monthly payment be for 25 W SPANISH MAIN STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $40,428/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 25 W SPANISH MAIN STREET?+
The most recent tax bill on record (2024) was $33,430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $6,495,000, this home is listed about 1343% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 25 W SPANISH MAIN STREET?+
Coleman Middle School (middle), Grady Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$6,495,000 runs 1428% above the TAMPA 33609 median — but at 5,524 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
206 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Coleman Middle School, Grady Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $6,995,000, now $6,495,000 — a $500K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Jeff Shelton. MLS #TB8463472.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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