
200 120TH AVENUE W UNIT 3A, TREASURE ISLAND, FL, 33706
Active185 days on marketListed Feb 6, 2026MLS #TB8463349
About this home
200 120TH AVENUE W UNIT 3A
Gorgeous Sunsets at this Beachfront Vacation Get Away: The WEEKLY rate is $3,164; The MONTHLY rate is $11,752 these rates already include the required Short Term Rental Sales and Use/Tourist Development Tax. Enjoy a peaceful vacation in this 2-bedroom/2-bath condo located in Treasure Island which backs up directly to the Gulf of America. This phenomenal location provides easy access to many restaurants and venues up and down Gulf Boulevard. Whether you’re unwinding after a day of exploring on the beach or enjoying a quiet morning on the rear balcony, this enchanting space welcomes you with open arms. Often there are beautiful sunsets that you can enjoy right on the beach or from the balcony. Please note that smoking is not allowed in or on the exterior of the property; no pets are allowed in this property.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,170
Sqft
0.64 ac
Lot size
1979
Year built
One
Levels
$10
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$10 vs $522
Days on market
185 vs 96 typical
Where $10/sqft sits among the 168 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
90 of 168
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 120TH AVENUE W UNIT 3A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$535,000
9525 BLIND PASS ROAD UNIT 507
2 bd · 2 ba · 1,175 sqft · $455/sqft · 509 DOM
Sold · Mar ’26$555,000
9495 BLIND PASS ROAD UNIT 406
2 bd · 2 ba · 1,175 sqft · $472/sqft · 63 DOM
Sold · Aug ’25$595,000
9495 BLIND PASS ROAD UNIT 1103
2 bd · 2 ba · 1,175 sqft · $506/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 120TH AVENUE W UNIT 3A — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 120TH AVENUE W UNIT 3A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 120TH AVENUE W UNIT 3A FAQs
What would the monthly payment be for 200 120TH AVENUE W UNIT 3A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $245/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 200 120TH AVENUE W UNIT 3A?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $11,752, this home is listed about 98% below the Treasure Island median of $699,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 120TH AVENUE W UNIT 3A?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$11,752 is 97% below the TREASURE ISLAND 33706 median of $449,000, and at $10/sqft it sits under the Treasure Island average of $596.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ALLEN COLLINS REALTY INC · Allen Collins. MLS #TB8463349.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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