4236 GARBETT TERRACE, NORTH PORT, FL, 34288
Active199 days on marketListed Jan 17, 2026MLS #TB8463224
About this home
4236 GARBETT TERRACE
2024 TURNKEY FURNISHED MASTERPIECE | NO HOA, NO CDD, NO RENTAL RESTRICTIONS | NO FLOOD ZONE! Step into this stunning, 2024 CONCRETE BLOCK 4-bedroom, 2-bathroom, 2-car garage home spanning nearly 2,000 sq. ft. under air on an OVERSIZED DRY CANAL LOT! Offered FULLY TURNKEY FURNISHED, this property is ideal as a sophisticated primary sanctuary or a high-yielding short-term rental/Airbnb with ZERO HOA restrictions. Enjoy ultimate peace of mind with a 10-YEAR STRUCTURAL BUILDER WARRANTY, full hurricane shutter protection, and location in a NO FLOOD ZONE. The heart of the home features an open-concept kitchen with high-grade granite countertops, a large walk-in pantry, and premium stainless steel appliances. The primary suite offers a private retreat with a massive walk-in closet and a spa-like bath. Additional features include an AIR-CONDITIONED 2-CAR GARAGE, an extended driveway accommodating multiple vehicles or toys, a dedicated laundry room with an extra-large Maytag washer/dryer set, and a screened front porch with tiled floors. The expansive, private backyard offers plenty of room to build your dream pool. Located just minutes from Wellen Park, CoolToday Park, Warm Mineral Springs, Gulf beaches, I-75, and US-41! Don't let this one of a kind opportunity pass schedule your private showing today and start living the Florida dream!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,446
Sqft
0.25 ac
Lot size
2
Garage
2024
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,522 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,522/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs PORT CHARLOTTE SUB 22
$218 vs $206
Days on market
199 vs 52 typical
Where $218/sqft sits among the 13 homes for sale in PORT CHARLOTTE SUB 22
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Atwater
Get to know North Port. See the full North Port guide →
Atwater — neighborhood snapshot
Population
3,462
Median age
41
Median income
$70,807
Median home value
$285,218
Avg household
3
Households w/ children
417
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
6 of 13
PORT CHARLOTTE SUB 22 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1160% above the NORTH PORT 34288 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 4236 GARBETT TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$430,000
4529 CROWELL LN · same community
3 bd · 2 ba · 1,496 sqft · $287/sqft · 236 DOM
Sold · Aug ’25$300,000
4812 HILLMAN TERRACE · same community
3 bd · 2 ba · 1,504 sqft · $199/sqft · 107 DOM
Sold · Oct ’25$210,000
4900 HURLEY AVENUE · same community
3 bd · 2 ba · 1,352 sqft · $155/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4236 GARBETT TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4236 GARBETT TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4236 GARBETT TERRACE FAQs
What would the monthly payment be for 4236 GARBETT TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,522/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4236 GARBETT TERRACE?+
The most recent tax bill on record (2025) was $4,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4236 GARBETT TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $314,900, this home is listed about 6% below the North Port median of $335,138. The market section on this page shows how the area is trending.
Which schools are assigned to 4236 GARBETT TERRACE?+
Atwater Elementary (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$314,900 runs 1160% above the NORTH PORT 34288 median.
02Time on market is leverage
199 days on market against a North Port median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $350,000, now $314,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Yelena Golovatyuk. MLS #TB8463224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New North Port homes, in your inbox
Like 4236 GARBETT TERRACE but not quite? A daily digest of every new listing in North Port — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →