2323 BELMAR DRIVE, BELLEAIR BLUFFS, FL, 33770
Pending208 days on marketListed Jan 8, 2026MLS #TB8462049
About this home
2323 BELMAR DRIVE
Light and bright one (1) bedroom apartment with carport/outdoor terrace and back yard. Open floor plan with beautiful terrazzo floors. Galley kitchen with stainless steel appliances. In-unit laundry room for extra storage with washer/dryer connections. Walking distance to Belleair Bluff's cafes and fine dining, local businesses and banks. Nearby hospitals - Morton Plant and Largo Medical districts(1 mile approx.). 2.5 miles to Belleair Beach , Clearwater Beach (6 miles), and top rated golf courses (approx. 1 mile). Private and quiet neighborhood.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
640
Sqft
0.17 ac
Lot size
1956
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair Bluffs actives
$2 vs $260
Days on market
208 vs 91 typical
Where $2/sqft sits among the 26 Belleair Bluffs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Belleair
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Bluffs. See the full Belleair Bluffs guide →
Lake Belleair — neighborhood snapshot
Population
70
Median age
63
Median income
$57,150
Median home value
$409,300
Avg household
2
Households w/ children
3%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Bluffs market
$234K → $252K
Belleair Bluffs median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
17 of 26
Belleair Bluffs actives have cut their price
Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2323 BELMAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$89,000
911 WASHINGTON AVENUE UNIT 308
1 bd · 1 ba · 636 sqft · $140/sqft · 48 DOM
Sold · Dec ’25$125,000
2525 W BAY DRIVE UNIT C12
1 bd · 1 ba · 690 sqft · $181/sqft · 99 DOM
Sold · Nov ’25$112,500
2525 W BAY DRIVE UNIT A33
1 bd · 1 ba · 690 sqft · $163/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2323 BELMAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2323 BELMAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2323 BELMAR DRIVE FAQs
What would the monthly payment be for 2323 BELMAR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2323 BELMAR DRIVE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Bluffs?+
At $1,580, this home is listed about 100% below the Belleair Bluffs median of $352,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2323 BELMAR DRIVE?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the BELLEAIR BLUFFS 33770 market on paper
$1,580 is 99% below the BELLEAIR BLUFFS 33770 median of $240,000, and at $2/sqft it sits under the Belleair Bluffs average of $277.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
208 days on market against a Belleair Bluffs median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,700, now $1,580 — a $120 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LUXURY REAL ESTATE GROUP LLC · Jorge Trujillo. MLS #TB8462049.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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