1279 86TH AVENUE N, ST PETERSBURG, FL, 33702
Active201 days on marketListed Jan 23, 2026MLS #TB8461904
Come see it
Upcoming open houses
Sat, Aug 15
1:00 PM – 3:00 PM
The house is both for sale or rental and is a very unique property
Sun, Aug 16
1:00 PM – 3:00 PM
About this home
1279 86TH AVENUE N
This stunning two-story home combines classic charm with modern upgrades, featuring a fully remodeled kitchen with contemporary cabinetry, sleek countertops, and stainless-steel appliances, as well as a recently installed, energy-efficient HVAC system for year-round comfort and lower utility bills. Set in a safe and friendly neighborhood, the property also offers a bright living area, updated bathrooms, new flooring throughout, and a private backyard oasis with a sparkling pool and lush landscaping, making it perfect for those seeking style, comfort, and a vibrant community lifestyle. The property is centrally located where within 20 minutes you have access to St. Petersburg with its dining and entertainment, Tamp with its shopping and entertainment venues, Clearwater and St. Pete beach for unparallel beaches, and finally only a 20-minute drive to Tampa Airport. A definite must see.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,979
Sqft
0.19 ac
Lot size
2
Garage
1965
Year built
Two
Levels
$318
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,624 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,624/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.1%
$/sqft vs St Petersburg actives
$318 vs $336
Days on market
201 vs 58 typical
Where $318/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Barcley Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Barcley Estates — neighborhood snapshot
Population
1,736
Median age
48
Median income
$56,544
Median home value
$356,032
Avg household
2
Households w/ children
158
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 152% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1279 86TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$700,000
1300 86TH AVENUE N · same community
4 bd · 3 ba · 1,945 sqft · $360/sqft · 8 DOM
Sold · Sep ’25$118,000
8700 DR MARTIN LUTHER KING JR STREET N UNIT 8700 · same community
2 bd · 2 ba · 1,005 sqft · $117/sqft · 25 DOM
Sold · Dec ’25$85,000
8651 10TH STREET N UNIT 216 · same community
1 bd · 1 ba · 780 sqft · $109/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1279 86TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1279 86TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1279 86TH AVENUE N FAQs
What would the monthly payment be for 1279 86TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,624/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1279 86TH AVENUE N?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1279 86TH AVENUE N?+
The most recent tax bill on record (2024) was $9,913. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1279 86TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $630,000, this home is listed about 45% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1279 86TH AVENUE N?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$630,000 runs 152% above the ST PETERSBURG 33702 median — but at 1,979 sqft it's also 46% larger than the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
201 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $680,000, now $630,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Emin Eralp. MLS #TB8461904.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 1279 86TH AVENUE N but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →