5548 11TH STREET, ZEPHYRHILLS, FL, 33542
Active181 days on marketListed Feb 5, 2026MLS #TB8461489
About this home
5548 11TH STREET
Spectacular, completely remodeled house with newly installed Spanish ceramic tile floors, a wood kitchen with granite countertops, and new refrigerator, stove, and range hood. It features two bedrooms plus a study, two bathrooms, a beautiful gazebo, and a spacious wooden deck. It has access from both 11th Street and the back of the property. Located just three minutes from downtown Zephyrhills and major shops and restaurants. It also has a nice shed. New roof installed in 2023. Excellent for living or as a rental property – a great opportunity! The RV stays on the property. The nice 12-foot pool makes for a pleasant recreation area for the family. Motivated seller. The property is being sold as-is WITH RIGHT TO INSPECT.; the buyer and their agent should verify all measurements and information. The owner has never lived in the house.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,240
Sqft
0.19 ac
Lot size
1930
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,328 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,328/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.4%
$/sqft vs CITY ZEPHYRHILLS
$253 vs $202
Days on market
181 vs 48 typical
Where $253/sqft sits among the 13 homes for sale in CITY ZEPHYRHILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Downtown Zephyrhills — neighborhood snapshot
Population
3,883
Median age
37
Median income
$47,219
Median home value
$131,710
Avg household
3
Households w/ children
309
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $363K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
7 of 13
CITY ZEPHYRHILLS have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 5548 11TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$225,000
38719 12TH AVENUE · same community
2 bd · 1.5 ba · 1,240 sqft · $181/sqft · 30 DOM
Sold · Mar ’26$295,100
5731 17TH STREET · same community
3 bd · 2 ba · 1,235 sqft · $239/sqft · 12 DOM
Sold · Jul ’26$258,000
5923 14TH STREET · same community
3 bd · 2 ba · 1,218 sqft · $212/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5548 11TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5548 11TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5548 11TH STREET FAQs
What would the monthly payment be for 5548 11TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,328/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5548 11TH STREET?+
The most recent tax bill on record (2024) was $2,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $314,000, this home is listed about 2% below the Zephyrhills median of $319,945. The market section on this page shows how the area is trending.
Which schools are assigned to 5548 11TH STREET?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$314,000 runs 78% above the ZEPHYRHILLS 33542 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
181 days on market against a Zephyrhills median of 48 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $349,000, now $314,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE REALTY AND INVESTMENT · Luis Callejas. MLS #TB8461489.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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