David Ramirez
$734,995$749,9954 bd4 ba3,137 sqft$234 /sqft$4,823 /mo all-in ↓

928 OAKVIEW ROAD, TARPON SPRINGS, FL, 34689

Active206 days on marketListed Jan 9, 2026MLS #TB8461310

Reduced $15KPrivate poolSingle Family ResidenceWHITCOMB PLACE

About this home

928 OAKVIEW ROAD

Welcome to this exceptional custom-built residence offering 3,137 square feet of living space, ideally located in Tarpon Springs near top-rated schools, neighborhood parks, Gulf beaches, and the Tarpon Springs Golf Course. Situated on just over 0.3 acres with no rear neighbors, this home delivers privacy, space, and flexibility in a highly desirable setting. The thoughtfully designed split floor plan includes 4 bedrooms and 4 full bathrooms, providing comfort and separation for family and guests. A dedicated home office supports remote work or study, while a large upstairs loft and separate hobby room offer versatile spaces for recreation, media, or creative use. The recently remodeled kitchen serves as the heart of the home and is well appointed with black stainless steel appliances, a gas cooktop, a prep sink, and a large kitchen island with built-in storage, making it ideal for entertaining and everyday living. Adjacent living areas are anchored by a dual gas and wood-burning fireplace, adding warmth, ambiance, and flexibility. Recent improvements include a new gas water heater and fully paid-for solar panels, delivering enhanced energy efficiency and long-term utility savings. This home also has a central vacuum system with multiple in-wall outlets, complete with hoses and attachments—making whole-house cleaning efficient, convenient, and clutter-free. Step outside to a private backyard retreat featuring a swimming pool and pool pavers remodeled in 2025, surrounded by generous outdoor space. Gas lines are already extended to the pool area, making the property well prepared for a future custom outdoor kitchen—all with the added benefit of no rear neighbors. With custom construction, significant upgrades, a functional and flexible layout, and a sought-after Tarpon Springs location, this home offers an outstanding opportunity for comfortable and efficient Florida living.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,137

Sqft

0.31 ac

Lot size

3

Garage

1996

Year built

Two

Levels

$234

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Engineered Hardwood · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Gas Water Heater · Microwave · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesNortheast
ExteriorIrrigation System · Private Mailbox · Private Yard · Sliding Doors

Community & fees

HOA fee$69/mo
Taxes (2024)$4,228/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,823 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,966
PMI (est., until 20% equity)$276
Property tax — 2024 actual bill$352
HOA fee — from the listing$69
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $73,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $73,500
Interest rate6.00%
Loan term

Estimated payment

$4,823/mo

Principal & interest$3,966
PMI (est., until 20% equity)$276
Property taxes (actual bill)$352
HOA / condo fee$69
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $735K
$706KedgeAI estimate $1,371,042 · range $1.2M$1.4M$1.5M

vs edgeAI estimate

−46.4%

$/sqft vs Tarpon Springs actives

$234 vs $246

Days on market

206 vs 48 typical

Where $234/sqft sits among the 271 Tarpon Springs actives

70
73 · this home
66
23
14
25
$137–193$193–249$249–305$305–361$361–417$417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 928 OAKVIEW ROAD

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$486K$385K

Tarpon Springs median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

144 of 271

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $734,995 $15K
Jan 9, 2026Listed at $749,995 · 206 days on market since
1996Built · WHITCOMB PLACE

Reality check

What actually sold near 928 OAKVIEW ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

979 RIDGEWOOD TERRACESold · Apr ’26

$715,000

979 RIDGEWOOD TERRACE · same community

4 bd · 3 ba · 2,646 sqft · $270/sqft · 0 DOM

723 WATERSIDE COURTSold · Apr ’26

$730,000

723 WATERSIDE COURT · same community

4 bd · 2.5 ba · 2,197 sqft · $332/sqft · 5 DOM

731 WATERSIDE COURTSold · Jan ’26

$487,500

731 WATERSIDE COURT · same community

3 bd · 2 ba · 2,048 sqft · $238/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 928 OAKVIEW ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 928 OAKVIEW ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

928 OAKVIEW ROAD FAQs

What would the monthly payment be for 928 OAKVIEW ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,823/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 928 OAKVIEW ROAD?+

The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 928 OAKVIEW ROAD?+

The most recent tax bill on record (2024) was $4,228. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 928 OAKVIEW ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $734,995, this home is listed about 73% above the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 928 OAKVIEW ROAD?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$734,995 runs 129% above the TARPON SPRINGS 34689 median — but at 3,137 sqft it's also nearly twice the size of the typical Tarpon Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

206 days on market against a Tarpon Springs median of 48 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $749,995, now $734,995 — a $15K cut. The full history is in the market section below.

Listing courtesy of MIHARA & ASSOCIATES INC. · Stephen Johnson. MLS #TB8461310.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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