David Ramirez
$7,995,0005 bd6 ba6,822 sqft$1,172 /sqft$48,232 /mo all-in ↓

14201 BAY DRIVE, FORT MYERS, FL, 33919

Active214 days on marketListed Jan 5, 2026MLS #TB8460903

WaterfrontPrivate poolSingle Family ResidenceBAY HARBOUR ESTATES

About this home

14201 BAY DRIVE

Don't miss this boater's paradise with direct (no bridges) deep water Gulf Access only minutes from the river. This one of a kind property features ultimate privacy in this exclusive, gated waterfront community. Brand new premium construction by award winning builder, Windward Construction, on a near triple corner lot with nearly 500 feet of seawall, all of which has extra elevation to keep you high and dry. This exquisite smart home features nearly 7000 square feet under air including a massive garage with rear bay doors for ease of transferring supplies to your boat. A boater's paradise with deep water direct access to the Gulf of Mexico. Station your yacht on the 100 foot floating dock with ramp and store your tender boat on its own lift. Utilize the additional 7,500 lb covered lift for your every day watercraft. A total of 5 bedrooms with designated full bathrooms and 2 half bathrooms, one of which is accessible from the pool area. The in law suite with private entrance is an impressive 2 bed, 2 bath alluring space with its own private patio. A welcoming open floor plan features a great room with a backlit granite wall with built in linear electric fireplace and sublime wood beams on the cathedral ceilings. The remarkable outdoor area includes a summer kitchen with built in gas grill, expansive seating area including gas fireplace area, a heated infinity edge pool with integrated spa and lengthy shallow walkout. The spiral outdoor stairwell takes you to a bonus air conditioned room with a breathtaking view which can be utilized in so many different ways. The elegant shell stone tile flows through the home and beyond the pocket sliders bringing a seamless transition to the expansive outdoor living area. This is a custom built home with the Florida lifestyle very much at the forefront of every aspect of construction and design including a 1000 gallon propane tank that will operate the Generac home generator for weeks! Impact doors and windows and dual electric hurricane and insect screens provide added protection to the lanai area. Located just off McGregor Blvd., minutes from beaches, restaurants, and shopping and only 6 miles from the private airport, Page Field and 16 miles from Fort Myers International. The staging furniture has been removed and the home is ready for quick occupancy.

Facts & features

The home at a glance

5

Bedrooms

6

Bathrooms

6,822

Sqft

0.69 ac

Lot size

8

Garage

2024

Year built

One

Levels

$1,172

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer
InteriorCathedral Ceiling(s) · Coffered Ceiling(s) · High Ceilings · Stone Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionConcrete · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingDriveway · Garage Door Opener · Garage Faces Rear · Golf Cart Garage · Guest · Open · Oversized
ExteriorIrrigation System · Lighting · Outdoor Kitchen · Private Yard · Shade Shutter(s) · Sliding Doors

Community & fees

Taxes (2024)$23,199/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$48,232 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$43,141
PMI (est., until 20% equity)$2,998
Property tax — 2024 actual bill$1,933
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $799,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $799,500
Interest rate6.00%
Loan term

Estimated payment

$48,232/mo

Principal & interest$43,141
PMI (est., until 20% equity)$2,998
Property taxes (actual bill)$1,933
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Myers actives

$1,172 vs $216

Days on market

214 vs 66 typical

Where $1,172/sqft sits among the 164 Fort Myers actives

144
9
6
2
2
1 · this home
$133–306$306–479$479–652$652–826$826–999$999+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deep Lagoon

Map of 14201 BAY DRIVE inside its neighborhood boundary

Get to know Fort Myers. See the full Fort Myers guide →

Deep Lagoon — neighborhood snapshot

Population

127

Median age

62

Median income

$141,544

Median home value

$642,900

Avg household

2

Households w/ children

6%

For the school run

Lee County School District

ElementaryHeights Elementary School★★★★★
HighCypress Lake High School★★★★★
MiddleCypress Lake Middle School★★★★
MiddleLexington Middle School★★★★★
ElementaryTanglewood Elementary School★★★★★
ElementaryVillas Elementary School★★★★★
HighSouth Fort Myers High School★★★★
ElementaryRayma C. Page Elementary School★★★★
HighFort Myers High School★★★★★
ElementarySan Carlos Park Elementary School★★★★
HighDunbar High School★★★★
MiddleThree Oaks Middle School★★★★
ElementaryThree Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers market

Seller’s marketLeans buyer8.0 months of inventoryBuyer’s market

$325K$305K

Fort Myers median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

55 of 164

Fort Myers actives have cut their price

Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4405% above the FORT MYERS 33919 median. See the full Fort Myers market guide →

Paper trail

This home's history

Jan 5, 2026Listed at $7,995,000 · 214 days on market since
2024Built · BAY HARBOUR ESTATES

Reality check

What actually sold near 14201 BAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

947 S TOWN AND RIVER DRIVESold · Dec ’25

$1,350,000

947 S TOWN AND RIVER DRIVE

4 bd · 3.5 ba · 2,693 sqft · $501/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14201 BAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14201 BAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

14201 BAY DRIVE FAQs

What would the monthly payment be for 14201 BAY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $48,232/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14201 BAY DRIVE?+

The most recent tax bill on record (2024) was $23,199. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14201 BAY DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Myers?+

At $7,995,000, this home is listed about 2314% above the Fort Myers median of $331,250. The market section on this page shows how the area is trending.

Which schools are assigned to 14201 BAY DRIVE?+

Heights Elementary School (elementary), Cypress Lake High School (high), Cypress Lake Middle School (middle), Lexington Middle School (middle), Tanglewood Elementary School (elementary), Villas Elementary School (elementary), South Fort Myers High School (high), Rayma C. Page Elementary School (elementary), Fort Myers High School (high), San Carlos Park Elementary School (elementary), Dunbar High School (high), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$7,995,000 runs 4405% above the FORT MYERS 33919 median — but at 6,822 sqft it's also nearly 4 times the size of the typical Fort Myers listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

214 days on market against a Fort Myers median of 66 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Heights Elementary School, Cypress Lake High School, Cypress Lake Middle School, Lexington Middle School, Tanglewood Elementary School, Villas Elementary School, South Fort Myers High School, Rayma C. Page Elementary School, Fort Myers High School, San Carlos Park Elementary School, Dunbar High School, Three Oaks Middle School, Three Oaks Elementary School — Cypress Lake Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SOUTHERN LUXURY REALTY, LLC · Julie Bruni. MLS #TB8460903.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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