4165 MORENO DRIVE, PALM HARBOR, FL, 34685
Active205 days on marketListed Jan 1, 2026MLS #TB8460043
Come see it
Upcoming open house
Sun, Jul 26
1:45 PM – 3:45 PM
About this home
4165 MORENO DRIVE
LYNNWOOD AT LANSBROOK | A Private Resort-Style Estate in One of Pinellas County’s Most Coveted Communities Welcome to an exceptional residence where luxury, privacy, and sophisticated design come together seamlessly. Perfectly positioned in the prestigious Lynnwood at Lansbrook, this meticulously maintained estate offers an unparalleled living experience with no rear neighbors and breathtaking curb appeal highlighted by a stunning brand new(2025) tile roof, lush tropical landscaping, and a tranquil water feature leading to a grand double-door entry. Inside, soaring ceilings and elegant architectural details set the tone, including crown molding, custom built-ins, and formal living and dining spaces ideal for refined entertaining. The heart of the home is a chef’s kitchen featuring rich wood cabinetry, granite countertops, upgraded stainless-steel appliances with a natural gas range, and an open layout that flows effortlessly into the main living areas—perfect for both everyday living and hosting on a grand scale. This smart home is equipped with Alexa-controlled lighting and whole-home audio, with surround sound both indoors and out, creating a seamless luxury lifestyle experience. The home offers an impressive and highly functional layout with 6 spacious bedrooms, 4 full baths, a private office, and a bonus room, making it ideal for large or multi-generational families. NEW hybrid Water heater in 2025, 2 new a/c units in 2021 & 2022 and newer pool equipment! Step outside to your private backyard oasis, designed to feel like a five-star resort. Enjoy a natural gas heated, pavered pool and spa, expansive lounging areas, and a covered cabana over looking a beautiful pond and conservation area—the ultimate setting for entertaining or relaxing in total privacy. Also bonus this property is NOT in a flood zone! Additional highlights include: Epoxy-finished garage floors, beautiful paver driveway, Well-fed irrigation system & Impeccable pride of ownership throughout Residents of Lansbrook enjoy access to two community parks with basketball courts, playgrounds, and soccer fields, as well as the renowned Lansbrook Lakefront Park featuring a dock on Lake Tarpon, boardwalk, and pavilion. Conveniently located near shopping, county parks, the Pinellas Trail, and major airports. Also Landsbrook Golf Club is located within the community! This is more than a home—it’s a lifestyle. A rare opportunity to own one of the most luxurious and thoughtfully designed properties in Lynnwood at Lansbrook.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
4,059
Sqft
0.27 ac
Lot size
3
Garage
1998
Year built
Two
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,378 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,378/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$271 vs $259
Days on market
205 vs 42 typical
Where $271/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lansbrook Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lansbrook Village — neighborhood snapshot
Population
5,604
Median age
49
Median income
$140,957
Median home value
$625,945
Avg household
3
Households w/ children
606
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
208 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 203% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4165 MORENO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$680,000
5360 KARLSBURG PLACE · same community
4 bd · 3 ba · 2,653 sqft · $256/sqft · 49 DOM
Sold · Feb ’26$925,000
2987 WENTWORTH WAY
5 bd · 4.5 ba · 3,972 sqft · $233/sqft · 29 DOM
Sold · Feb ’26$950,000
5160 LOQUAT COURT
6 bd · 3.5 ba · 3,962 sqft · $240/sqft · 207 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4165 MORENO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4165 MORENO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4165 MORENO DRIVE FAQs
What would the monthly payment be for 4165 MORENO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,378/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4165 MORENO DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4165 MORENO DRIVE?+
The most recent tax bill on record (2025) was $8,940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4165 MORENO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $1,100,000, this home is listed about 193% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4165 MORENO DRIVE?+
Cypress Woods Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,100,000 runs 203% above the PALM HARBOR 34685 median — but at 4,059 sqft it's also nearly 3 times the size of the typical Palm Harbor listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
205 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cypress Woods Elementary School, East Lake High School, Tarpon Springs Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,175,000, now $1,100,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KATIE DUCHARME REALTY, LLC · Katie Ducharme Procissi. MLS #TB8460043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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